

Nicole Miller
Mortgage Loan Officer | NMLS# 1684293


Missouri State University
Nicole Miller, Mortgage Loan Officer, joined Central Bank of the Ozarks in 2016. She enjoys working with customers to ensure that they are educated on the many options and benefits of securing a home loan.Nicole, a long time area resident, ... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Nicole was very nice and informity. She did a real good job
thank you,
Rod Rigsby
Reply from Nicole Miller
July 17th, 2026 08:44 PM
Thank you, Rod. I'm pleased to know that you found my assistance helpful and informative. It was a pleasure working with you!
nicole was great!
Reply from Nicole Miller
July 15th, 2026 02:24 PM
It was a pleasure working with you!
Nicole was very easy to work with. She answered our questions and communicated at every step of the process.
Reply from Nicole Miller
July 15th, 2026 02:24 PM
Thank you so much David! It was great working with you!
Nicole Miller represents Central Trust Bank well. She presented herself as a professional and her communication skills were amazing I would feel privileged to work with her again and would certainly recommend her services to friends and family...
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Reply from Nicole Miller
July 15th, 2026 02:23 PM
Rhonda, I appreciate your kind words and recommendation. It was a pleasure working with you, and I'm glad to hear that you felt positively about my communication and professionalism. Thank you for choosing Central Trust Bank!
Nicole went above and beyond in seriously every way. She was the very first contact a few months back we made when starting our search for a house, she answered any and all questions (regardless how silly or dumb they might have been).10/10...
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Reply from Nicole Miller
June 24th, 2026 05:22 PM
Goodness - thank you so much for the kind words! It was a pleasure getting to work with you!
Nicole was always quick to communicate back with us when we had questions
Reply from Nicole Miller
June 24th, 2026 04:50 PM
Great working with you again!
The HELOC application was straightforward. Nicole was helpful and communicated with us well throughout.
Reply from Nicole Miller
June 24th, 2026 04:50 PM
Thank you so much Christina!
As a first -time home buyer, Nicole really took care of us. She was there for every question along the way at any time. She really helped make sure we were getting into a good home and got us there. My only regret is not being able to meet...
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Reply from Nicole Miller
June 24th, 2026 04:50 PM
Thanks so much Chevy! I am so sad we didn't get to meet in person! We will have to one day soon!
Nicole has been very professional an made the process painless, TY Nicole
Reply from Nicole Miller
June 24th, 2026 04:49 PM
Appreciate your trust in me!
Nicole is great she worked seemlessly with my realtor making the provesses as painless a as possible
Reply from Nicole Miller
June 24th, 2026 04:48 PM
So happy for you John! Glad we were able to work together!
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About
Nicole Miller, Mortgage Loan Officer, joined Central Bank of the Ozarks in 2016. She enjoys working with customers to ensure that they are educated on the many options and benefits of securing a home loan.Nicole, a long time area resident, earned a Bachelor’s of Science Degree from Missouri State University. In her spare time she can be found enjoying time with her husband and two small children.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Loans
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Education
- Missouri State UniversityBusinessBachelor of Science

Year Started
2021
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1684293
Hobbies
- Jeeping, Coaching Volleyball
Disclaimer
The Central Trust Bank NMLS ID # 407985