

Nicole Johnson at Element Home Loans
Branch Manager | NMLS# 341832

Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the... Show More
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Patience! I wasn't the most educated person when going about purchasing a house and Nicole and her team (Ann Samball, Jade Pierson) were so understanding and calm and wonderful! This feels like a great start of our future together, and I can't...
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Nicole and her team are amazing at their careers. I first started working with her through in 2011, but my circumstances changed throughout the years where I couldn't make it happen. Fortunately, when everything was a match, they were there,...
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Nicole was very easy to work with. She communicated well with us. Nicole was always very pleasant to work with.
Experience we had was above and beyond what we expected Nicole and her staff we’re very helpful and was always there to give the advice that we needed We would definitely Recommend Nicole Johnson and her staff and give her an A+
Nicole and her team helped my wife and I close on our house in less than 4 weeks after signing our contract! Not only did they lay out every step of the process they followed up and let us know exactly what was going on.We would 100% recommend...
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The entire staff at Element Funding was extremely pleasant, thorough and knowledgeable. A great team!
Every time we had a question it was answered, almost everything was able to be done electronically, everyone was very nice... The only thing that confused us for awhile was who we should be emailing as we had communication going with at least...
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Nicole and the staff at Element Funding were knowledgeable, friendly, and professional with every step of the process. They were quite thorough and patient through the whole experience.
Had an Excellent experience, Nicole and her team were very helpful and attentive.
It was a pleasure to work with Nicole. She took time to answer all of our questions, and ensure we had peace of mind in making the best decision for our family. Moving from out of state it was reassuring to have someone we could reach when...
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About
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the local market, Nicole ensures the mortgage experience is fast, easy and hassle-free for homebuyers, real estate agents and builders.
As an Element Home Loans mortgage consultant, Nicole creates comprehensive mortgage packages designed to meet each customer’s long- and short-term financial goals. She maintains a consulting relationship with each customer to ensure the original mortgage product continues to be the best fit as lifestyle or financial needs change.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
residential mortgage lending
Jumbo financing
First Time Homebuyer Assistance
Non Q-M financing
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Positions
- Element Home Loans - Loan Orignator and PartnerFeb 1st, 2008 - Current
Memberships
- West Orange Junior Service League
- Central Florida Women's League
- Seminole Boosters
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341832
Hobbies
- Watching football and softball
- Watching son during jazz performance
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.