

Nicole Johnson at Element Home Loans
Branch Manager | NMLS# 341832

Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the... Show More
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I recently worked a home purchase from out of state.
Excellent service above and beyond!
Thanks Nicole !
Everyone in Nicole's office was very professional and knew their business. They kept me informed through the entire process, and helped me feel at ease. Nicole has a wonderful staff, and Nicole knows what she is doing. I would recommend her...
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Nicole and her team have been awesome to work with. They managed the mortgage application process seamlessly, and easily answered every question we had along the way.
You explain everything and you are so knowledgeable about this business.
Nicole at element funding was incredibly kind and made sure my husband and I knew all the ins and outs of our lending paperwork for our first home. We have also received follow up emails and communications with helpful information and kind...
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Nicole and her team have helped me buy my first and second homes. Both times she was quick to respond, happy to help, and exceptional at walking me through the very complicated process of getting a mortgage on my home. I have recommended her...
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Both Nicole and Ann have always been very responsive and polite
The service provided during the entire lending process exceeded our expectations. The whole office was friendly and knowledgeable. All of our questions were answered in a timely and professional manner. We would chose Element Funding again...
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Nicole did a fine job for us, as did her associate, Ann Sambal. We were in the loop throughout and there were no surprises. Very fine service. The use of technology to expedite the paperwork process was very helpful.
Nicole and her team were extremely helpful, responsive and able to work through all the challenges that came up during our home buying process.
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About
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the local market, Nicole ensures the mortgage experience is fast, easy and hassle-free for homebuyers, real estate agents and builders.
As an Element Home Loans mortgage consultant, Nicole creates comprehensive mortgage packages designed to meet each customer’s long- and short-term financial goals. She maintains a consulting relationship with each customer to ensure the original mortgage product continues to be the best fit as lifestyle or financial needs change.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
residential mortgage lending
Jumbo financing
First Time Homebuyer Assistance
Non Q-M financing
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Positions
- Element Home Loans - Loan Orignator and PartnerFeb 1st, 2008 - Current
Memberships
- West Orange Junior Service League
- Central Florida Women's League
- Seminole Boosters
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341832
Hobbies
- Watching football and softball
- Watching son during jazz performance
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.