Nicole Johnson at Element Home Loans
Branch Manager | NMLS# 341832
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the... Show More
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Process was smooth from start to finish. Was always kept up to date with next steps to keep things moving along. All my questions were answered promptly. Was the most stress free closing I've ever had.
Nicole was very attentive to our needs and requests and stayed on top of the closing process each step of the way.
Being a new home owner, Nicole and her staff was very helpful in answering my questions and helping me through the process.
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Nicole took the time to examine and crunch the numbers if a refinance would be right for us at this time. When we found that we could save hundreds monthly based on her comparison model it was a no-brainer to move forward. Thanks, Nicole and...
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Great experience with Nicole Johnson! She is very knowledgeable, responsive, and provides first class customer service. I would without hesitation use her again.
Nicole and Ann are amazing. They are very professional and I really felt confident thanks to them. Many thanks for being there the entire time!
This was my second time working with Nicole Johnson and her loan partner Ann Samball. Ann is always accessible guiding you through the day by day (sometimes hour by hour !) process, while Nicole schedules quality time and thoroughly reviews...
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About
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the local market, Nicole ensures the mortgage experience is fast, easy and hassle-free for homebuyers, real estate agents and builders.
As an Element Home Loans mortgage consultant, Nicole creates comprehensive mortgage packages designed to meet each customer’s long- and short-term financial goals. She maintains a consulting relationship with each customer to ensure the original mortgage product continues to be the best fit as lifestyle or financial needs change.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
residential mortgage lending
Jumbo financing
First Time Homebuyer Assistance
Non Q-M financing
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Positions
- Element Home Loans - Loan Orignator and PartnerFeb 1st, 2008 - Current
Memberships
- West Orange Junior Service League
- Central Florida Women's League
- Seminole Boosters
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341832
Hobbies
- Watching football and softball
- Watching son during jazz performance
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.