

Nicole Johnson at Element Home Loans
Branch Manager | NMLS# 341832

Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the... Show More
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Team was very helpful, responsive and always had a solution for a problem. They were outstanding with notifying any information.
Nicole and Ann were so patient and explained everything to us. Always available to answer questions and discuss problems, giving honest feedback and working through solutions.
On top of progress of our loan
THANK YOU SO MUCH.
Nicole and the team around her were really proactive and responsive. They were really knowledgeable and able to work through a complex situation identifying options for us to move forward. I wouldn’t consider working with anyone else.
Nicole and Ann were absolutely wonderful to work with. I highly recommend their services.
Nicole went out of her way to make sure I closed on time. Working with her was a great experience and I would definitely work with her again.
The team was outstanding. Extreme helpful and wonderful to work with.
The knowledge and communication of everyone involved in the process start to finish. Thank you
Nicole Johnson is an absolute gem to work with and a subject matter expert in the mortgage industry , we have worked with her twice now and she is the ultimate professional, her guidance and communication is on point and she takes the time...
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About
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the local market, Nicole ensures the mortgage experience is fast, easy and hassle-free for homebuyers, real estate agents and builders.
As an Element Home Loans mortgage consultant, Nicole creates comprehensive mortgage packages designed to meet each customer’s long- and short-term financial goals. She maintains a consulting relationship with each customer to ensure the original mortgage product continues to be the best fit as lifestyle or financial needs change.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
residential mortgage lending
Jumbo financing
First Time Homebuyer Assistance
Non Q-M financing
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Positions
- Element Home Loans - Loan Orignator and PartnerFeb 1st, 2008 - Current
Memberships
- West Orange Junior Service League
- Central Florida Women's League
- Seminole Boosters
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341832
Hobbies
- Watching football and softball
- Watching son during jazz performance
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.