

Nicole Johnson at Element Home Loans
Branch Manager | NMLS# 341832

Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the... Show More
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Nicole and Ann are extremely professional, thorough and caring! I will definitely recommend element Funding to my friends.
Nicole and team always kept in touch and explained every step for us. Thanks!
Nicole & Ann made our complicated home buying process easy to understand and were always in communication with us at all points of the process. We felt like we were working with family and that is priceless when you're buying a home. On top...
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Everyone that we had interactions with was extremely helpful and courteous. We felt a part of the family. Nicole was very informative and broke everything down for us. We will gladly use you guys again if needed. Thank you!!
Nicole and her team are very informative and their communication is great!!
Nicole has been fantastic. This is my second home I’ve purchased so I personally only can compare to one other experience but I can’t imagine how it could be any better. Nicole and her team was very communicative. The online portal they have...
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I have not purchased a home in the last 21 years. Nichole provided updates all through the experience that answered many of the questions. If I did have any questions though she was always quick to respond.
My experience with Element Funding was definitely great, Nicole Johnson walked the extra mile by meeting me at the bank two times in order to clarify some issues related to a money account. She provided me with the counsel I needed to navigate...
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Nicole, Ann and the rest of the Element team are fantastic! They make Everything very easy. Thank you!
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About
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the local market, Nicole ensures the mortgage experience is fast, easy and hassle-free for homebuyers, real estate agents and builders.
As an Element Home Loans mortgage consultant, Nicole creates comprehensive mortgage packages designed to meet each customer’s long- and short-term financial goals. She maintains a consulting relationship with each customer to ensure the original mortgage product continues to be the best fit as lifestyle or financial needs change.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
residential mortgage lending
Jumbo financing
First Time Homebuyer Assistance
Non Q-M financing
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Positions
- Element Home Loans - Loan Orignator and PartnerFeb 1st, 2008 - Current
Memberships
- West Orange Junior Service League
- Central Florida Women's League
- Seminole Boosters
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341832
Hobbies
- Watching football and softball
- Watching son during jazz performance
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.