

Nicole Johnson at Element Home Loans
Branch Manager | NMLS# 341832

Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the... Show More
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Nicole is the perfect person for a first-time buyer. She patiently explained every part of the process to my husband and I every step of the way. Closing went smoothly and quickly because nothing was a surprise. Nicole's team is also top notch....
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Not only was Nicole super friendly and knowledgeable, she made the home buying process easy to understand and helped to alleviate our anxieties about the big commitment of buying a home. She provided very frequent updates on our loan and was...
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Nicole is very knowledgeable in what she does. She made buying our first time a breeze.
Nicole was wonderful and explained everything during every step of the process!
Nicole and her Team were just amazing from Start to Finish!!! Being first time homeowners, they were always there for us when we had questions and helped with everything!!! What made it outstanding was that we got a last minute clear to close...
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The second time around working with Nicole was even smoother and easier than the first. During the refinancing process, she was happy to walk me through a comparison with a competing mortgage broker and explain every line item. Her rate was...
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Nicole and Team are great to work with. This is the second time that we have trusted her Team and it was another wonderful experience. I strongly recommend Element Funding.
The entire team went above and beyond to make the impossible happen for my wife and I. Just a team of true professionals who clearly take pride in their work. Thank you for making what could’ve been a grueling process on our end, a smooth flowing...
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I felt confident, informed, and supported by Nicole and her team. They made me feel like they had my best interest at heart, which was not the experience I have had with other lenders at all.
Nicole is awesome. I trust that she is going to be honest with me and give me the best advice which she has now done with two home purchases. Thank you Nicole!
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About
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the local market, Nicole ensures the mortgage experience is fast, easy and hassle-free for homebuyers, real estate agents and builders.
As an Element Home Loans mortgage consultant, Nicole creates comprehensive mortgage packages designed to meet each customer’s long- and short-term financial goals. She maintains a consulting relationship with each customer to ensure the original mortgage product continues to be the best fit as lifestyle or financial needs change.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
residential mortgage lending
Jumbo financing
First Time Homebuyer Assistance
Non Q-M financing
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Positions
- Element Home Loans - Loan Orignator and PartnerFeb 1st, 2008 - Current
Memberships
- West Orange Junior Service League
- Central Florida Women's League
- Seminole Boosters
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341832
Hobbies
- Watching football and softball
- Watching son during jazz performance
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.