

Nicole Johnson at Element Home Loans
Branch Manager | NMLS# 341832

Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the... Show More
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Nicole was knowledgable, professional and organized. She answered all of our questions and provided documents for review prior to closing. She made the closing as convenient as possible. Thank you for all of your hard work.
Clear, detailed precise information at each and every step of the lending process.
Awesome experience from start to finish. Nicole went to bat for us and got us funded.
Nicole Johnson is the best in the business. She was professional and personal every step of the way.
Nicole and the entire team were professional, helpful and quick to respond. The whole process went without any hassle in no time.
It was an absolute honor to work with Nicole and her team to purchase our home. Where other people failed, Nicole was able to see opportunity, and got the job done. I am very satisfied.
The service provided by Nicole Johnson and her team during the entire lending process exceeded our expectations. We’ve been working with Nicole for over 10 years and she is amazing at what she does. We recommend her 100% to anyone.
Nicole is the best and I will continue to send her our personal business and customer referrals!
Nicole Johnson and her team are the best in the business! Knowing that you can trust her every step of the way means a lot when going through such a large transaction I will continue to highly recommend her to friends and clients!
Nicole is very professional and helpful throughout the whole process.
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About
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the local market, Nicole ensures the mortgage experience is fast, easy and hassle-free for homebuyers, real estate agents and builders.
As an Element Home Loans mortgage consultant, Nicole creates comprehensive mortgage packages designed to meet each customer’s long- and short-term financial goals. She maintains a consulting relationship with each customer to ensure the original mortgage product continues to be the best fit as lifestyle or financial needs change.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
residential mortgage lending
Jumbo financing
First Time Homebuyer Assistance
Non Q-M financing
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Positions
- Element Home Loans - Loan Orignator and PartnerFeb 1st, 2008 - Current
Memberships
- West Orange Junior Service League
- Central Florida Women's League
- Seminole Boosters
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341832
Hobbies
- Watching football and softball
- Watching son during jazz performance
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.