

Nicole Johnson at Element Home Loans
Branch Manager | NMLS# 341832

Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the... Show More
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Great service and great people to work with. They make the process smooth.
It was a pleasure working with Nicole and her office staff.
Keeping us informed and helping us to understand the timeline during this process.
Nicole and team were responsive and professional at every step!
Nicole was responsive and extremely helpful in helping us navigate the options for our mortgage.
My representatives were friendly and handled everything quickly and kept me in the loop at all times
You were patient and very nice with us.
Nicole was absolutely phenomenal! Her guidance throughout our first time home buying experience was invaluable. From the initial phone call to our smooth closing and every single step in between, she ensured that we felt comfortable and understood what...
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Nicole was great! If you are a first time home buyer then look no further. Very thorough and accurate. Always available to answer our questions no matter how trivial they seemed. You are in great hands with Nicole.
Nicole was extremely helpful for first-time homebuyers like us. We were kept in the loop about every step of the process. Her organization made everything so smooth. Even during a crazy time, we felt like we were her only clients. I would totally...
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About
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the local market, Nicole ensures the mortgage experience is fast, easy and hassle-free for homebuyers, real estate agents and builders.
As an Element Home Loans mortgage consultant, Nicole creates comprehensive mortgage packages designed to meet each customer’s long- and short-term financial goals. She maintains a consulting relationship with each customer to ensure the original mortgage product continues to be the best fit as lifestyle or financial needs change.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
residential mortgage lending
Jumbo financing
First Time Homebuyer Assistance
Non Q-M financing
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Positions
- Element Home Loans - Loan Orignator and PartnerFeb 1st, 2008 - Current
Memberships
- West Orange Junior Service League
- Central Florida Women's League
- Seminole Boosters
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341832
Hobbies
- Watching football and softball
- Watching son during jazz performance
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.