

Nicole Johnson at Element Home Loans
Branch Manager | NMLS# 341832

Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the... Show More
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Professional and helpful, Nicole is the best and makes the entire process as least stressful as possible.
Nicole was always there for us. She was always very professional, very polite, very available to ask questions and explain whatever we didn't understand, and also work around both our working schedules. She was also very transparent into what...
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Reply from Owner
February 24th, 2021 12:00 AM
Ariel, thank you so much for this kind review. You were an absolute pleasure to work with. I hope you have many happy years in your home.
Nicole and her team made this experience GREAT! Knowledgeable, patient and I feel they worked to help me get the best rate possible. I would highly recommend Element Funding, Nicole Johnson and her team.
Nicole is excellent. We’ve worked with her three times now over the past 10 years, and we’ll work with her again a fourth when the time comes. Always professional with perfection.
Your team is amazing. Our process was smooth, efficient and happened so quickly. The communication was helpful and i love the quick videos throughout the process. Thank you for making this so easy for us!
Nicole is very professional and knows what she is doing. She and her staff were very patient and helpful through the whole process. They kept me informed all along the way, and answered my questions in a timely manner.This is my second time...
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Everyone was EXTREMELY helpful answering any and all questions. Not to mention Nicole and her team worked tirelessly long hours to make sure our closing was smooth and on time. 10 out of 10 I would refer her to anyone i know!
Nicole and her team are very helpful, this is the second time that I have worked with Nicole. I highly recommend Nicole. And would gladly work with her again and again.
Nicole and her team were always quick to respond to my questions with plenty of information. The whole process went very smoothly. I look forward to using them again on my next mortgage.
Nicole consistently goes above and beyond to help me understand the process and fights to make sure I always receive the best deal in town. I have never worked with someone who is so determined to build financial success for their clients....
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About
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the local market, Nicole ensures the mortgage experience is fast, easy and hassle-free for homebuyers, real estate agents and builders.
As an Element Home Loans mortgage consultant, Nicole creates comprehensive mortgage packages designed to meet each customer’s long- and short-term financial goals. She maintains a consulting relationship with each customer to ensure the original mortgage product continues to be the best fit as lifestyle or financial needs change.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
residential mortgage lending
Jumbo financing
First Time Homebuyer Assistance
Non Q-M financing
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Positions
- Element Home Loans - Loan Orignator and PartnerFeb 1st, 2008 - Current
Memberships
- West Orange Junior Service League
- Central Florida Women's League
- Seminole Boosters
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341832
Hobbies
- Watching football and softball
- Watching son during jazz performance
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.