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Nicki Montelongo
NEO Powered by Better


York College
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relatio... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
Sat
closed
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Reviews from Web
Nikki and team were great! They made the process easy! I would go to them if I ever needed a new refinance.
Reply from Owner
July 7th, 2026 09:19 PM
Thanks for trusting us with your refinance. Enjoyed working with you now and years ago. Always in your corner if you need anything.
Nicki, is awesome! She goes above and beyond for her work and customers when she does not have to. She helped me make this process a lot easier, taught me a lot, and I could not have done this without her! Highly recommend Nicki!
Reply from Owner
July 7th, 2026 08:53 PM
It was my pleasure. This is just the beginning to your mortgage, long term wealth, and what we will do long after closing. Can’t wait to reach out to you in a year to see how things are going and next steps in life!!
shopped five different vendors, and NEO gave me the best rate and deal. I got a free consult, which answered a lot of questions for me, and I was able to understand this whole process more for no extra charge and no commitment right away. This...
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As I stated in my previous remarks, this team was professional all the way though. I highly recommend them.
Nicki and her team are always responsive polite and upbeat. Always on top of everything. This is our second house buying experience with them and will go back to them again if this isn't our final home.
Nicki Montelongo has received a review with 5 star rating from Gabby A
Nicki and NEO Homes really was on point. She was fun to work with, answered questions I didn’t know the answers to. The experience was amazing and highly recommended.
Reply from Owner
July 1st, 2026 03:56 PM
We made it!!! Excited for you guys and the house is going to grow so much equity for years to come!! This is just the beginning of our relationship.
It was the cookies haha, really the whole experience and communication. Being able to text when I couldn't call helped with questions and getting things completed in timely to hit the closing date.
The whole team was wonderful when it came to answering questions and getting me the information I was seeking. When ever there was a problem it was handled quickly to keep the transaction moving and our ability to close on time was not affected....
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Exceptional customer service. Nicki even took our phone call for some questions while she was on vacation! That's going above and beyond the call if duty!! 👍👍👍❤️
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About
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin. As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance. Ultimately, our success as a company is not measured by how many loans we do, but by how successful you become.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- York CollegeAccountingBachelor of Business Administration (BBA)Aug 2004 -May 2007

Positions
- NEO Home Loans - Branch Manager Mortgage AdvisorAug 1st, 2022 - Current
- FNBO - Mortgage AdvisorMay 2nd, 2015 - Jul 31st, 2022
Memberships
- OABR
- SWIAR
- SWIAR Education Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 631095
Gallery

Awards
NEO Home Loans Cha...
NEO Home Loans Cha...
FNBO Circle of Exc...
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Achievements
- Circle of Excellence Award FNBO 2017-2021
- Iowa Mortgage Association President's Club 2016-2021
Hobbies
- Sports Mom of 3 Kiddos
- Love Lifting at the Gym
- Nebraska Fan GBR
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access