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Nicki Montelongo
NEO Powered by Better
York College
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relatio... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 6 PM
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
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Reviews from Web
I have worked several times with Nicki. Any questions I have are addressed readily and will continue to use her expertise with my financial needs
Reply from Owner
August 23rd, 2026 12:58 PM
Connie, thank you so much for continuing to trust me as your mortgage advisor! I’m grateful for every opportunity to answer your questions, explain your home loan options, and help you make confident decisions about your financial future. It’s...
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I'm not sure if financing a house is always this easy but Nicki and her team made is so simple! Videos, emails, phone calls all great.
perfect people and perfect company.
Reply from Owner
August 19th, 2026 12:12 PM
Your first home so happy for you!!! So many memories to come. Proud of you!
Nicki is great to work with. I especially love how she continues to keep in regular contact letting us know our home’s value, as well as those in the neighborhood. She really cares about her customers.
Reply from Owner
August 18th, 2026 11:04 AM
I remember when you moved to the Underwood area, you are such a vital piece to our community. We are lucky to have you. Thanks for letting me be a piece of your journey!!
Excellent service. Very knowledgeable and helpful. Can't wait to refer family members as they prepare to look for new homes.
Reply from Owner
August 16th, 2026 08:36 PM
Was a pleasure getting into your forever home. Love seeing you guys so happy!!
Nicki is fantastic! She made the process incredibly easy and was always helpful to answer any questions.
Reply from Owner
August 14th, 2026 11:12 PM
Can’t wait to get you guys into your next one!! #acreage
Clear communication!
Nicki and her team are hands down the best in the business. This is our second loan with Nicki over an 11-year period. Her customer service is outstanding and she makes you feel like you are her only client. Her team is always quick to respond...
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Nicki will simplify and streamline the complicated task of making the best financial decisions throughout the home selling and home buying process.
Reply from Owner
August 14th, 2026 11:11 PM
Love your new home!!! This next house is definitely your home for the long haul. So many memories to come.
We were able to comfortably navigate the financial side of the home buying process because of the effort, knowledge, and experience that the team brings to the table.
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About
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin. As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance. Ultimately, our success as a company is not measured by how many loans we do, but by how successful you become.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- York CollegeAccountingBachelor of Business Administration (BBA)Aug 2004 -May 2007
Positions
- NEO Home Loans - Branch Manager Mortgage AdvisorAug 1st, 2022 - Current
- FNBO - Mortgage AdvisorMay 2nd, 2015 - Jul 31st, 2022
Memberships
- OABR
- SWIAR
- SWIAR Education Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 631095
Gallery
Awards
NEO Home Loans Cha...
NEO Home Loans Cha...
FNBO Circle of Exc...
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Achievements
- Circle of Excellence Award FNBO 2017-2021
- Iowa Mortgage Association President's Club 2016-2021
Hobbies
- Sports Mom of 3 Kiddos
- Love Lifting at the Gym
- Nebraska Fan GBR
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access