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Nicki Montelongo - NEO Powered by Better in Council Bluffs, IA
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Nicki Montelongo

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NEO Powered by Better

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York College
York College
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relatio... Show More
Company Logo
York College
York College
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    A
    Andrea L
    Council Bluffs, IA
    Posted on October 19th, 2026 01:03 AM
    Very helpful and transparent! communicated well and customer service was on point
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    Zachary L
    Council Bluffs, IA
    Posted on October 16th, 2026 05:27 PM
    Availability to answer questions, simple communication on next step, and taking time to learn about us and what was important to us
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    Jason H
    Posted on October 7th, 2026 04:53 PM
    Great experience overall. Effective communication and openness
    Reply from Owner
    October 24th, 2026 01:02 PM
    Thank you for letting us be apart of your first home!! I can’t wait to see how this will change your life over the next few years.
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    Jason H
    Omaha, NE
    Posted on October 7th, 2026 04:53 PM
    Super helpful esp. as a first time homebuyer. Above and beyond other lender choices, which was my deciding factor, given similar rates elsewhere.
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    Haley U
    Omaha, NE
    Posted on October 2nd, 2026 08:38 PM
    Great great
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    Travis D
    Big Spring, TX
    Posted on September 25th, 2026 02:21 AM
    The whole process was quick and efficient. Communication was great and all of my questions were answered fully and in a timely manner.
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    Kyle K
    Avoca, IA
    Posted on September 13th, 2026 05:41 PM
    Made the process smooth, especially for me as a first time homebuyer.
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    Nichole M
    Posted on September 8th, 2026 09:14 PM
    NEO Home Loans is great! Very helpful and knowledgeable.
    Reply from Owner
    September 9th, 2026 03:45 PM
    Thank Nicki. Love to see all the things you have done in your home. Your forever home❤️
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    Amanda H
    Posted on September 4th, 2026 12:26 AM
    Nicki Montelongo has received a review with 5 star rating from Amanda H
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    Collin M
    Council Bluffs, IA
    Posted on August 25th, 2026 03:03 PM
    the friendly ness from everyone and how easy everything was made
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    About
    We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin. As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance. Ultimately, our success as a company is not measured by how many loans we do, but by how successful you become.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Education
    • York College
      Accounting
      Bachelor of Business Administration (BBA)
      Aug 2004 -May 2007
      York College logo
    Positions
    • NEO Home Loans - Branch Manager Mortgage Advisor
      Aug 1st, 2022 - Current
    • FNBO - Mortgage Advisor
      May 2nd, 2015 - Jul 31st, 2022
    Memberships
    • OABR
    • SWIAR
    • SWIAR Education Committee
    • View All
    Addresses and Serving Areas

    Year Started

    2012

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 631095
    Gallery
    Nicki Montelongo - Gallery Photo
    Awards
    NEO Home Loans Cha...
    NEO Home Loans Cha...
    FNBO Circle of Exc...
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    Achievements
    • Circle of Excellence Award FNBO 2017-2021
    • Iowa Mortgage Association President's Club 2016-2021
    Hobbies
    • Sports Mom of 3 Kiddos
    • Love Lifting at the Gym
    • Nebraska Fan GBR
    • View All
    Disclaimer
    BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access