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Nicki Montelongo
NEO Powered by Better


York College
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relatio... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 6 PM
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
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Reviews from Web
Amazing customer service! Always delivers and is extremely efficient.
Reply from Owner
August 14th, 2026 11:11 PM
We made it to closing day!! Triple domino deal and yours was the last of the bunch. Your home is going to be a place those kiddos make so many memories.❤️
We bought our first house in 1988. This is our second house. Lots of things have changed. We was grateful with the time they took to explain everything to us step-by-step day by day. It was a process and they got us through it.
Nicki Montelongo has received a review with 5 star rating from Crystal B
Reply from Owner
August 3rd, 2026 10:27 PM
Happy for you guys!!! Congratulations
Nicki and NEO Home Loans are great people to work with.It was a smooth process that has been years in the making and it finally was the right time and just in time before a downward market change.
Reply from Owner
August 1st, 2026 05:14 PM
It was a pleasure my friend. This is going to change your life for sure.
It was a smooth process that has been years in the making and it finally was the right time and just in time before a downward market change.
I love how everyone is willing to learn what else they can do to be even better and keep growing
She was awsome, knew her for quite a few years before actually doing something with my home. Had to work on other things financially. It was a fairly quick process, kinda stressful but that was just do to failed attempts in the past at not...
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Great person to work with.
Reply from Owner
July 15th, 2026 03:21 PM
If was a pleasure helping you with your refinance.
I couldn't imagine going through the home buying process without Nicki! Shes amazing! Very knowledgeable and we were very prepared the whole way!
Reply from Owner
July 13th, 2026 08:37 PM
I love to see what you have done for yourself. Beautiful home, you both are you own bosses, investing into your future. Proud of you guys!
We can't thank everyone enough! Especially Nicki, she gave us a clear plan to get us to where we needed to make all this happen. Nicki has been there for me before and makes me feel heard. Thank you Neo Team, we appreciate everything! Sincerely,...
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About
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin. As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance. Ultimately, our success as a company is not measured by how many loans we do, but by how successful you become.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- York CollegeAccountingBachelor of Business Administration (BBA)Aug 2004 -May 2007

Positions
- NEO Home Loans - Branch Manager Mortgage AdvisorAug 1st, 2022 - Current
- FNBO - Mortgage AdvisorMay 2nd, 2015 - Jul 31st, 2022
Memberships
- OABR
- SWIAR
- SWIAR Education Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 631095
Gallery

Awards
NEO Home Loans Cha...
NEO Home Loans Cha...
FNBO Circle of Exc...
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Achievements
- Circle of Excellence Award FNBO 2017-2021
- Iowa Mortgage Association President's Club 2016-2021
Hobbies
- Sports Mom of 3 Kiddos
- Love Lifting at the Gym
- Nebraska Fan GBR
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access