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Neal Tipton
Branch Manager | NMLS #188890


New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Neal worked with my wife and me for nearly six months as we weighed options, continually crunching numbers and trying variables. We both have long days at work and Neal was always willing to talk to us after hours. His patience and determination...
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Reply from Owner
October 3rd, 2019 12:00 AM
Thanks for the glowing review, David! Neal certainly is amazing when it comes to making sure his clients stay informed and involved throughout the home loan process. We hope you're enjoying your dream home!
Any one looking for a new mortgage or refinancing should consider Neal Tipton and his staff. Very professional and timely. Answer all my questions. I wouldn't consider anyone else.
Reply from Owner
July 23rd, 2019 12:00 AM
Thank you for trusting us with your refinance process! We're glad you had an amazing experience with Neal and his team. We hope to work with you again on your future home purchase or refinance needs. Stay in touch!
Neal and his entire team were incredibly courteous and helpful throughout my entire home-buying process. Whether it was through email or by phone, they answered all my questions, gave advice, and worked closely with all other service providers...
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Reply from Owner
July 9th, 2019 12:00 AM
That's great to hear, Brooke! Making the homebuying process a streamlined and positive experience is one of our top goals, and it sounds like Neal and his team did an amazing job. Enjoy your new home!
Great pleasure working with Neal Tipton and his amazing team! Super fast pre approval and all the paperwork needed was asked for up front with very little follow up for underwriting. It was very easy to work with the entire group and look forward...
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Reply from Owner
July 5th, 2019 12:00 AM
Thank you for the 5-star rating and review, Bryan! We're glad to hear you had a positive home loan experience with Neal and his team. We look forward to serving your future home purchase or refinance needs!
Neal and his team (Allyssa & Molly) were a first time homebuyers DREAM! They gave me confidence in the process and made every go smoothly. Thank you!
Reply from Owner
June 20th, 2019 12:00 AM
Wow, thanks, Sarah! Helping first-time buyers achieve the dream of homeownership is one of our favorite things to do. We're glad you had an awesome experience with Neal and his team!
Waterstone mortgage is a Great Lender! While working with Waterstone, Branch Manager Neal and Processor Molly provided my wife and I with Efficient, Fast, and Reliable Service! As first time homebuyers, they made us feel comfortable and were...
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Reply from Owner
March 26th, 2019 12:00 AM
Thank you for this glowing review of Neal and his team. Every homebuying experience should be efficient and fast. We are so glad you were provided nothing less during your loan process with Waterstone Mortgage. We hope you are enjoying your...
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First off let me just say was wow! Neal and his team are extremely professional and friendly. We originally were going with a different lender(whom wasn't helpful at all) and a friend suggested him to us and said hey just give him a try and...
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Reply from Owner
December 12th, 2018 12:00 AM
Hello Jon, and let us say, Wow! Thank you for leaving such a great review for Neal and Waterstone Mortgage. We are so pleased to hear that Neal provided such great service and communication throughout the mortgage loan process. We sincerely...
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My husband and I are first time homebuyers and choosing WMC as our lender was the best decision. Our high expectations was definitely met, from the quick responses to all of our questions and concerns, to getting us approved fast with the best...
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Reply from Owner
November 2nd, 2018 12:00 AM
Thank you so much for this wonderful review! We love to hear when first-tome homebuyers like yourself, have great homebuying experiences. Providing our customers with consistent communication, throughout the loan process is a top priority for...
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Waterstone Mortgage Corporation made this entire process very painless. Neal was very im knowledgeable and kept us at ease. When ever we had any concerns or questions they replied got back to us in a timely manner with an answer. They also...
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Reply from Owner
October 19th, 2018 12:00 AM
Thank you for the review. Keeping our customers informed throughout the loan process, is a top priority for us, here at Waterstone. We are so glad that Neal kept you at ease and provided you with timely communication during the loan process....
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Waterstone Mortgage, and Neal Tipton provided very Sound advice, and - as is most appreciated when home buying - extremely fast response and excellent availability! What more needs to be said - I would highly recommend them to anyone shopping...
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Reply from Owner
September 24th, 2018 12:00 AM
Thank you for the review, Anne. We are thrilled you had a positive homebuying experience with Neal and his team. Providing consistent communication during the loan process is one of our top priorities. Enjoy your new home.
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)

Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions