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Neal Tipton
Branch Manager | NMLS #188890


New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Fast and trustworthy experience. Neal provided great direction with expert eadcice. We were able to close in just two short weeks. I would use Neal for many years to come. Highly recommended.
Reply from Owner
September 12th, 2018 12:00 AM
Thank you for the review. Wow, talk about a quick closing! We're glad you found your forever mortgage expert with Neal. We hope we do get to work with you the next time you have any homebuying or refinancing needs. Congratulations on your new...
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Neal and his group at Waterstone Mortgage were instrumental in getting my wife and I into our dream home. They coached and assisted us every step of the way. We would highly recommend them to anyone interested in a high quality and customer...
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Reply from Owner
September 12th, 2018 12:00 AM
Thank you for the review, Jon. We love to hear, that with the assistance of Neal and his team, you were able to purchase your dream home! Keeping our customers informed throughout the loan process, while providing them with excellent service,...
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Neal assisted my husband and I with a loan for our retirement home. He is professional, knowledgeable and available for any questions or concerns. We had not bought a house for 31 years but Neal walked us through the process and we liked how...
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Reply from Owner
September 12th, 2018 12:00 AM
Thank you for the review. Stress free homebuying is what we love to hear. We're glad to hear the borrower portal was easy to navigate and that Neal was able to address any questions or concerns you had during the loan process. Enjoy your retirement...
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Neal and his team were amazing to work with. They treated my husband and I like we were family; we weren't "just another commission" to them. They communicated to us every step of the way and never had us feeling out of the loop. Highly recommend...
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Reply from Owner
September 12th, 2018 12:00 AM
Thank you for the review. Family is so important, that's why we treat all of customers like family! We're glad Neal and his team made you feel so comfortable during the loan process and kept your informed every step of the way. Congratulations...
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Neal walked us through the process every step of the way to allow my life and I to purchase our dream home. Without Neal we would still be at square one
Reply from Owner
September 12th, 2018 12:00 AM
Thank you for taking the time to write this review. We are happy to hear Neal was able to make your dream home a reality. Consistent and transparent communication throughout the loan process makes everything that much easier. Congratulations...
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As stressful as buying a house is Neal doesn't rattle easily and helps walk you through each step. Even my real estate attorney commented on how quickly Neal and his team were able to get things done and told me how rare that was in this business....
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Reply from Owner
September 11th, 2018 12:00 AM
Thank you for taking the time to write this review. A quick, easy loan process is what we strive to provide all of our customers. We're glad Neal and his team provided you with a stress free loan experience. Enjoy your new home!
We needed a lender asap. We knew we had to put an offer on our house because multiple offers were coming in and our agent recommended Neal Tipton and thank God she did because Neal is fantastic. Super fast to answer questions and was able to...
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Reply from Owner
September 10th, 2018 12:00 AM
Thank you for the review. We are so glad you found the borrower portal so easy to use! Making sure our customers have a clear understanding of the mortgage process is important to us, so we're glad the videos were a nice touch to your loan...
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Neal Tipton and the staff at Waterstone were absolutely terrific in helping me navigate my first home buying experience. I highly recommend him and Waterstone for your homebuying needs.
Reply from Owner
September 10th, 2018 12:00 AM
Thank you for this great review. We're glad Neal and his team were by your side, to assist you through your first homebuying experience. We hope to work with you again, should you have any future homebuying or refinancing needs. Congratulations...
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I am so glad I that I took my real estate agent's advice and used local lender Neal Tipton instead of a big online lender. Neal was available 7 days/ week to provide info and answer questions. Neal offered much quicker closing than the big...
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Reply from Owner
September 10th, 2018 12:00 AM
Thank you for this review, Steven. We are so glad you chose Neal and Waterstone Mortgage to assist you with the purchase of your new home. Being readily available and providing our customers consistent communication throughout the loan process,...
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Mr. Tipton and his staff were great and explained everything and answered all my questions right away. Mr. Tipton made the process super easy and stress free.
Reply from Owner
September 10th, 2018 12:00 AM
Thank you for the review. Taking the stress and anxiety out of the mortgage process is what we strive for and it sounds like Neal and his team did just that. Congratulations on your new home!
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)

Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions