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Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I am so glad I that I took my real estate agent's advice and used local lender Neal Tipton instead of a big online lender. Neal was available 7 days/ week to provide info and answer questions. Neal offered much quicker closing than the big...
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Reply from Owner
September 10th, 2018 12:00 AM
Thank you for this review, Steven. We are so glad you chose Neal and Waterstone Mortgage to assist you with the purchase of your new home. Being readily available and providing our customers consistent communication throughout the loan process,...
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Mr. Tipton and his staff were great and explained everything and answered all my questions right away. Mr. Tipton made the process super easy and stress free.
Reply from Owner
September 10th, 2018 12:00 AM
Thank you for the review. Taking the stress and anxiety out of the mortgage process is what we strive for and it sounds like Neal and his team did just that. Congratulations on your new home!
excellent services. From the day we got in touch with Neal until when we closed , he was there to answer any questions that we had my wife and i. He gave us advice as first time homebuyers and we really appreciated that. NEAL TEAM ROCKS
Reply from Owner
September 11th, 2018 12:00 AM
Thank you for the great review of Neal and his team. We know how many questions pop up during the mortgage process, especially when you a first-time homebuyer. So, we're happy to hear that Neal was there every step of the way to answer any...
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Neal is absolutely awesome! Very diligent, informative and hard working. He went above and beyond with helping through the entire process of purchasing my home. The absolute best!! Was always there with an immediate reply to every email, text...
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Reply from Owner
September 7th, 2018 12:00 AM
Thank you for this wonderful review, Brittany. Transparent and consistent communication is the key to providing our customers with a smooth and easy loan process. We're so happy to hear that Neal went above and beyond, to provide you with a...
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Neal was extremely helpful!!! We were first time home buyers and he did everything possible to make this an easy almost effortless process. Any questions we had no matter how big or small he answered. Thank you for everything!
Reply from Owner
June 1st, 2018 12:00 AM
Thank you for the review, Jeff and Ana! Being first-time home buyers can sometimes be stressful. It sounds like Neal made your homebuying experience a seamless and stress free process. Enjoy your new home!
I had a fantastic experience with Neal's team. Crystal was such a pleasure to work with. I felt support from start to finish. The team was able to get me to close in 25 days! Took the stress out of what could otherwise be a very stressful situation....
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Reply from Owner
June 1st, 2018 12:00 AM
Thank you for the 5-star review. Feeling supported throughout the loan process is great. We're glad Neal and his team were able to take the stress out of your first homebuying experience. Congratulations on your new home!
Neal is amazing and the only lender my husband and I will ever use now. Neal had a meeting with us in the beginning to explain how the loan worked and what he would need from us. Once we found a house Neal was quick to get us the letter my...
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Reply from Owner
March 12th, 2018 12:00 AM
Wow, thank you for that amazing feedback! It sounds like Neal and his team delivered an exceptional loan experience for you and your husband. Attention to detail and transparent communication with our customers are two of our top priorities....
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Neal is amazing and the only lender my husband and I will ever use now. Neal had a meeting with us in the beginning to explain how the loan worked and what he would need from us. Once we found a house Neal was quick to get us the letter my...
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Reply from Neal Tipton
May 27th, 2026 06:16 PM
Thank you so much for the kind words! It was truly a pleasure helping you and your husband through the process. I’m so glad we were able to make things feel smooth, keep you updated along the way, and catch that last-minute issue before it...
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Neal and his team (especially Crystal) were a wonderful and attentive group to work with. This was our first time buying a home so we didn’t really know what to expect. The Waterstone team was highly responsive to questions through the process....
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Reply from Owner
March 7th, 2018 12:00 AM
Hello, and thank you for your review of Neal, Crystal, and their team. Having a responsive and experienced team is key to a successful loan process. Please send us again soon, and congratulations on your FIRST home!
We've used Neil for multiple deals, some that have gone to closing, some that didn't. We keep going back to Neil because he's without any doubt the most trustworthy person involved in all of our dealings. Because were we're the buyers, our...
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Reply from Owner
January 5th, 2018 12:00 AM
Wow, thank you for your kind words, Pete! Trustworthiness is essential for an effective lending process. We're committed to putting our customers' best interest first, and your experience with Neal certainly reflects that. Don't be a stranger!...
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions