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Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Neal was great throughout the entire loan process! He made us feel comfortable enough to ask any question that we had. He was very professional and we felt that we were in good hands! Definitely will use Neal for our future loan needs and you...
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Reply from Owner
December 21st, 2017 12:00 AM
Thank you. We are glad Neal was able to answer all of your questions and make you feel comfortable throughout the entire process. We hope to work with you again!
Neal is a great guy and I have done about 6 loans with him now. Neal is quick to respond to questions and will do his best to make sure you understand each step in the loan process.
Reply from Owner
May 27th, 2026 12:00 AM
Thank you so much for the kind words and for continuing to trust me with your financing over the years. It means a great deal to have the opportunity to help through multiple loans. I always want my clients to feel informed and comfortable...
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Our mortgage was a great experience. Neal and team had great communication throughout the entire process! I would highly recommend working with Neal and Waterstone.
Reply from Owner
December 6th, 2017 12:00 AM
Thank you for your review! Open communication is essential to a simple lending process. We're glad Neal was open and honest with you, leaving you feeling calm and prepared. We hope to work with you again in the future!
We were keep in the loop through the entire process. We have no complaints. His team was very professional and Neal was available to answer any questions we had.
Reply from Owner
November 28th, 2017 12:00 AM
Thank you. We are happy to hear Neal kept you in the loop throughout the entire process.
Neal and his team are the best out there. The entire refi process was painless. Neal assessed my situation and recommended two products then allowed me to decide which product would be best for me. Neal is located on the other side of the state...
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Reply from Owner
January 8th, 2026 11:00 AM
Thank you for your thoughtful review. Neal does a great job at ensuring customers are well-informed and educated, we hope you choose to work with Neal and Waterstone Mortgage again in the future.
Neal Tipton was wonderful and worked hard to make sure I was able to handle my mortgage when the deal closed. He answered all my questions promptly and kept me aware of any changes. If I had to do it again Neal Tipton would be the one I would...
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Reply from Owner
November 22nd, 2017 12:00 AM
Thank you! We are happy to hear Neal answered all of your questions and keep you well-informed throughout the process. Don't be a stranger.
Neal Tipton and his team went beyond my expectation! They were on top of getting things done fast, accurate and saved me lots of money . I didn't have to worry about anything!! Such a professional team and I will recommend them to every one...
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Reply from Owner
November 22nd, 2017 12:00 AM
Wow, thank you for your glowing review, Bob! At Waterstone Mortgage, we pride ourselves on providing a simple lending process for first-time homebuyers and seasoned veterans alike. We're so glad to hear that you experienced just that, thanks...
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This was the easiest home buying experience of my life! Neil made sure we understood the process and answered all of our questions without making us feel embarrassed for not knowing the answers. Neil also made sure that we knew what to expect...
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Reply from Owner
November 22nd, 2017 12:00 AM
Thank you. Neal does a great job at answering questions and keeping customers informed, we are glad you had such a great experience working with him. We look forward to working with you again in the future!
Neal and his team did an awesome job helping us each step of the way during our home buying process! He would call and check in, explain things step by step, and he was always looking out for our best interests. I would definitely recommend...
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Reply from Owner
November 22nd, 2017 12:00 AM
Thank you for your review! We're glad you had such a positive experience working with Neal and his team. We hope to see you soon!
Neal and his team is the best out there. The entire refi process was painless. Neal assessed my situation and recommended two products then allowed me to decide which product would be best for me. Neal is located on the other side of the state...
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Reply from Owner
November 22nd, 2017 12:00 AM
Thank you for your review, Jim! We're glad your refinance was simple and seamless with the help of Neal and his team. We are committed to making things as simple as possible for our customers with our technology and customer service, so we're...
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions