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Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Neal Tipton and Waterstone Mortgage made my purchase as a first time home buyer the best and easiest experience I have ever had. I highly recommend them!!
Reply from Owner
January 14th, 2022 12:00 AM
We are thrilled your home purchase was easy and efficient, thanks to Neal and his team. We look forward to the opportunity of working with you again should you have any purchase or refinance needs in the future. Thank you for this review.
They made my home purchase so smooth. I definitely recommend Waterstone Mortgage .
Reply from The Neal Tipton Team - Waterstone M...
January 10th, 2022 03:45 AM
Thank you for your kind recommendation, Arnita! Treating my borrowers with the highest level of respect is my number one goal. Thanks for trusting me with the purchase of your new home. It was my pleasure to serve you. Congratulations.
Neal Tipton has received a review with 5 star rating from Brian D
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for the 5-star rating, Brian. Don't be a stranger.
Great team with excellent communication. They helped us with 2 different financing projects simultaneously; lots of moving parts, but Jeff, Teresa and Molly were wonderful resources and a pleasure to work with.
Thank you!!
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for taking the time to write this review, Gary! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Jeff and his team.
Working with Neal was a great experience and he made the process as smooth as possible. He competed with other lenders offers numerous times and he was always able to offer a better option and more trusted option. He made my first home buying...
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Reply from Owner
January 8th, 2026 10:58 AM
Thank you for taking the time to write this review, Daniel! We are happy to hear your first homebuying experience was a smooth and easy process, thanks to Neal. We look forward to working with you again, should you have future homebuying or...
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Jeff and his team were amazing to work with! As a first time home buyer they took the stress out of the process and were very responsive in helping me make sure I had everything i needed completed and in place in a timely fashion. They helped...
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Reply from Owner
January 8th, 2026 10:58 AM
Thank you for sharing, MacKenzie! We're thrilled to hear everything went so smoothly with your homebuying with the help of Jeff and his team. We hope to work with you again in the future.
I was impressed with the speed of the transaction, but this company’s lack of communication ended up cost my daughter a first time buyer and veteran $500.00. We will definitely use NFCU, next time. I should have known better!
This is the second time we’ve worked with Neal Tipton and his team. They are so knowledgeable and professional, which makes everything go so smoothly!! We will definitely continue to do business with them again and will recommend the services...
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Reply from Owner
January 8th, 2026 10:59 AM
Thank you for taking the time to write this review, Sue! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Neal and his team.
Very responsive and helpful. Would definitely recommend in the future
Reply from Owner
January 8th, 2026 10:59 AM
Thank you for this 5-star review Greg! Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. Thanks again.
Dawn Orbits worked financial magic! I appreciated the time and energy that she spent making sure that my numbers matched my budget. This was my first experience of buying a used house, but Dawn made sure that I was aware of programs that worked...
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Reply from Owner
January 8th, 2026 10:59 AM
Thank you for taking the time to write this review, Felicia! We are happy to hear your homebuying experience was a smooth and easy process, thanks to Dawn. We look forward to working with you again, should you have future homebuying or refinancing...
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions