Top 5%
Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Neal Tipton has received a review with 5 star rating from Jayme G
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for the 5-star rating, Jayme. Don't be a stranger.
Working with Neal as a lender was a pleasure. Made the whole process easy and effortless. I would highly recommend his services to friends and family.
Reply from Owner
June 10th, 2022 12:00 AM
Thank you for this glowing review, Wvabolis! We're ecstatic you had such a wonderful experience with Neal. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
Dawn was wonderful with us throughout the entire loan process.
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for this glowing review, Will! We're ecstatic you had such a wonderful experience with Dawn. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
Neal Tipton has received a review with 5 star rating from Charles K
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for the 5-star rating, Charles.
My husband and I had the pleasure of working with Neal and Molly on our refinance. They both walked us through the process every step of the way and was able to show us several options for our personal financial situation. The team is truly...
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Reply from Owner
April 13th, 2022 12:00 AM
Thank you for sharing, William! We're thrilled to hear everything went so smoothly with your refinancing with the help of Neal and his team. We hope to work with you again in the future.
Neal Tipton has received a review with 5 star rating from KEVIN H
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for the 5-star rating, Kevin. Stay in touch.
We love and Appreciate Mr. Jeff and Ms. Teresa.Their patience and ability to listen and understand what kind of mortgage payment and closing costs that we needed or could afford.They worked tirelessly over night and on weekends, while we slept,...
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Reply from Owner
January 8th, 2026 10:58 AM
Thank you for the 5-star review, Joel! We're happy to hear that Jeff and the Waterstone Mortgage team made your loan process stress-free. We look forward to doing business with you again soon.
Neal Tipton has received a review with 5 star rating from Regina C
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for the 5-star rating, Regina. Don't be a stranger.
Neal and his team were absolutely fantastic throughout the entire process. They were communicative to all parties involved, and put us at ease with their knowledge and experience. The best part was that we closed on time with no issues whatsoever....
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Reply from Owner
January 8th, 2026 10:58 AM
Thank you for the 5-star rating and review, David! We are glad that Neal and his team were able to help you close on time. We appreciate your recommendation and hope to work with you again, should you have any future homebuying or refinancing...
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Professional, knowledgeable and friendly service. Recommend and will work again with Dawn. Thank you!
Reply from Owner
January 8th, 2026 11:00 AM
Thank you for this glowing review, Dino! We're ecstatic you had such a wonderful experience with Dawn. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions