Top 5%
Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
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Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Neal Tipton has received a review with 5 star rating from Diana
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for the 5-star rating, Jose! Stay in touch.
Thank god I was fortunate enough to have Waterstone Mortgage (especially Nichole!) to handle my home loan. Best experience ever. Nichole was so kind and encouraging during the entire process and took a lot of time to answer various questions...
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Reply from Owner
January 8th, 2026 10:58 AM
Thank you for this review, Joelle! We know how many questions pop up throughout the loan process, that's why communication is key. It's sounds like Nichole went above and beyond, providing answers to all your questions. Thanks again.
for a second home purchase, couldn't have gone any smoother.
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for this 5-star review, Christopher! Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. We hope you are enjoying your new home. Thanks again.
Jason and his team was excellent. They made buying the house stress free. I would recommend them to anyone.
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for sharing, Johnnie! We're thrilled to hear everything went so smoothly with your homebuying with the help of Jason and his team. We hope to work with you again in the future.
Neal and his whole team know what they’re doing, for sure. Took the stress right out of what could’ve been a emotional roller coaster.
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for taking the time to write this review, K! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Neal and his team.
Waterstone mortgage helped me become a first time homeowner! They were communicative, and supportive, and I cannot reccommend Nichole Curtis and her team more!
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for sharing, Jessica! We're thrilled to hear everything went so smoothly with your homebuying with the help of Nichole and her team. We hope to work with you again in the future.
Excellent customer service. Neal was amazing super fast with getting all documents in order great communication kept me updated with the process.. and was available when i had questions and concerns. He fully explained everything in detail...
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Reply from Owner
January 8th, 2026 10:58 AM
Thank you for this glowing review, Phylicia! We're ecstatic you had such a wonderful experience with Neal. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
We so appreciated working with Nichole at Waterstone Mortgage. She was most helpful in answering all of our questions and helping us through the difficult and often Confusing Mortgage loan process.
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for this review, Patty! We know how many questions pop up throughout the loan process, that's why communication is key. It's sounds like Nichole went above and beyond, providing answers to all your questions. Thanks again.
The process was really painless and they closed within a relatively shorter time frame. Thanks a lot.
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for this 5-star review, Walter! Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. Thanks again.
What an amazing experience. FAST and RELIABLE. Friendly customer service. I never had to wait for responses to my questions. Thank you Neil and staff!
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for taking the time to write this review, Joy! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Neil and his team.
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions