Top 5%
Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The whole Waterstone team was very helpful and prompt to answer any concerns that I had. If a team member that I was working with was not there. Another team member would try there best to address it while my wife and I were there. Molly ,...
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Reply from Owner
January 8th, 2026 10:58 AM
Thank you for taking the time to write this review, Christopher! Providing excellent customer service, throughout the loan process, is always our top priority. We're glad you received nothing but the best from Molly and her team.
Neal and his team were great to work with and helped to make sure we were on track through the entire process!
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for taking the time to write this review, Kiley! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Neal and his team.
There are so many wonderful things that I can say about Neal Tipton and his team at Waterstone Mortgage. They made this entire process run so smoothly. I appreciate their knowledge and guidance in one of the most important decisions you make...
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Reply from Owner
January 8th, 2026 10:58 AM
Thank you for taking the time to write this review, Taybar! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Neal and his team.
I must say going into this home buying process was the most nerve wrecking thing for me but good for me I had Neal and his team who made this process a total breeze. The communication was exceptional, they always kept me up to speed with my...
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Reply from Owner
October 12th, 2022 12:00 AM
Nisha, we appreciate you taking the time to write this review for Neal and his team. Having a mortgage lending team that communicates every step of the way certainly helps to bring clarity to the homebuying process. We hope you continue to...
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They made my home buying experience as easy and fast as it could possibly be. Everything was conveniently online, when I had questions I got almost immediate responses, and honestly couldn’t be more pleased!
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for this 5-star review, Christa! Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. We hope you are enjoying your new home. Thanks again.
I wanted to shout out Neal, David and the ENTIRE Waterstone team! We just closed on our home and they made the process so smooth and simple. We went into it unsure if now was the time to buy and new to Maryland all together. They answered all...
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Reply from Owner
September 22nd, 2022 12:00 AM
Thank you for sharing, KMar! We're thrilled to hear everything went so smoothly with your homebuying with the help of Neal and his team. We hope to work with you again in the future.
I wanted to shout out Neal, David and the ENTIRE Waterstone team! We just closed on our home and they made the process so smooth and simple. We went into it unsure if now was the time to buy and new to Maryland all together. They answered all...
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Reply from Neal Tipton
May 27th, 2026 06:24 PM
Thank you so much for the shoutout and congratulations on your new home! Moving to a new state and deciding whether it’s the right time to buy can come with a lot of questions, so I’m really glad we were able to help make the process feel smooth,...
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1st I would like to thank Jill Croftcheck from MD Realtors for introducing us to Waterstone mortgage Incorporation I would like to say thank you for all the time the patient this experience was very rewarding at the end Waterstone mortgage...
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Reply from Owner
January 8th, 2026 10:58 AM
Thank you for the 5-star rating, Dean. Stay in touch.
Neal is a top level professional! His deals are impossible to turn down and he is very personable when it comes to communicating the loan process. Highly recommend to anyone looking for a top notch lender
Reply from Owner
August 24th, 2022 12:00 AM
Thank you for this review, J.! A professional, informative loan originator is essential to have by your side, during the loan process. We're glad Neal was there every step of the way to walk you through the loan process. Thanks again.
Neal Tipton has received a review with 5 star rating from Evan K
Reply from Owner
August 21st, 2022 04:07 AM
Thank you for the 5-star rating, Kevin. Don't be a stranger.
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions