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Nate Smith - Mortgage Sales Manager - Central Virginia Region| NMLS # 269067 in Glen Allen, VA

Nate Smith

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Mortgage Sales Manager - Central Virginia Region| ...

Towne First Mortgage
With over 25 years of experience & a relatable approach make Nate Smith a trusted guide for your Richmond homeownership journey. He educates clients (first-time buyers & investors) & prioritizes clear communication to ensure a smooth, posit... Show More
Towne First Mortgage
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  • Encompass
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    Charles M G
    Henrico, VA
    Posted on August 13th, 2021 12:28 PM
    Nate and his team were knowledgeable about the entire process from start to finish. My wife and I need a decent amount of hand holding, and Nate and his team were happy to oblige. The online application was user friendly and we received answers...
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    Laura C
    Posted on March 30th, 2021 11:30 AM
    This was the BEST loan experience we’ve ever had. Pat Sawyer is the most knowledgeable, thorough, and courteous loan officer I’ve EVER worked with (and I’ve worked with hundreds, maybe thousands in my 20 year real estate career)There’s no doubt...
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    Reply from Owner
    January 9th, 2026 10:32 AM
    Pat is very awesome at her job! I'm so glad you had a wonderful experience, Laura.
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    Matthew S
    Posted on March 23rd, 2021 12:22 PM
    Nate Smith has received a review with 5 star rating from Matthew S
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    Matthew S
    Posted on March 23rd, 2021 12:22 PM
    Nate Smith has received a review with 5 star rating from Matthew S
    Reply from Owner
    January 9th, 2026 11:08 AM
    Thank you!
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    Valerie M
    Posted on November 2nd, 2020 08:37 PM
    Nate Smith has received a review with 5 star rating from Valerie M
    Reply from Owner
    January 9th, 2026 11:08 AM
    Thank you, Valerie!
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    Abel T
    Posted on June 26th, 2020 02:22 AM
    We couldn’t be more positive about our exciting with Nate. He knows his business, he’s professional, and he looked out for us every step of the way. We closed on time, he kept in common through the whole process, and he got us the most phenomenal...
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    Reply from Owner
    January 9th, 2026 10:32 AM
    Thank you!
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    Courtney M
    Posted on June 25th, 2020 03:29 PM
    Nate Smith has received a review with 5 star rating from Courtney M
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    Courtney M
    Posted on June 25th, 2020 03:29 PM
    Nate Smith has received a review with 5 star rating from Courtney M
    Reply from Owner
    January 9th, 2026 11:08 AM
    Thank you, Courtney!
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    Michael M
    Posted on June 25th, 2020 02:47 PM
    Great customer service. Helped make a very stressful process painless and worry free.
    Reply from Owner
    January 9th, 2026 10:32 AM
    Thank you for your kind words.
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    About
    With over 25 years of experience & a relatable approach make Nate Smith a trusted guide for your Richmond homeownership journey. He educates clients (first-time buyers & investors) & prioritizes clear communication to ensure a smooth, positive experience. Towne First Mortgage treats every borrower like family - that's Nate's dedication too! Contact Nate today!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
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    Positions
    • TowneBank Mortgage - Vice President/Sales Manager
      Feb 1st, 2016 - Current
    Addresses and Serving Areas

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 269067
    Disclaimer
    Towne First Mortgage. NMLS 1609478. Equal Housing Lender. Towne First Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne First Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. Towne First Mortgage mortgage loan officers live in your communities and know the area. This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.