Nancy Howley
Mortgage Consultant | NMLS# 631481
As a resident of Crystal Lake since 1967, Nancy is THE authority on mortgage lending in the area. She identifies aspects that other loan originators may overlook, allowing her to help scores of homeowners purchase and refinance homes.
Nanc... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Everything was done quickly and efficiently. There were some problems setting up the portal but Nancy straightened it out.
Reply from Nancy Howley
October 16th, 2025 02:24 PM
I appreciate your feedback, John. It's great to know that despite the initial challenges with setting up the portal, everything was resolved quickly and efficiently. Taking care of these issues is important to me, so if there's anything more...
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Very straight and forward
Reply from Nancy Howley
October 16th, 2025 01:29 PM
It's great to know that you appreciated the straightforward approach, Lee. I aim to keep things clear and direct for everyone I'm assisting. If there's anything else I can help with, please don't hesitate to let me know.
Nancy was helpful, informative, and prompt throughout the process!
Reply from Nancy Howley
October 14th, 2025 06:39 PM
I'm appreciative of your feedback, Brent. It's important to me to be as helpful and informative as possible throughout the entire process, and I'm glad to hear that my efforts made a positive impact. Should you have any more questions or need...
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Nancy was very helpful, and able to explain the whole process. She is very knowledgeabl and a pleasure to work with.
Reply from Nancy Howley
September 30th, 2025 12:51 PM
Thank you, Edwin, for sharing your thoughts. I'm glad to hear that my assistance was helpful and that you found the explanations clear. It's important to me to make the process understandable and provide support where needed. If there's anything...
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Customer service
Nancy is great! Very smooth process for our loan.
Great customer service and helpful advise
Reply from Nancy Howley
September 27th, 2025 01:56 PM
I'm pleased to hear that you found the customer service and advice helpful. It's always important to me to provide support and guidance. If you have any more questions or need further assistance, feel free to reach out.
Nancy made the whole process very easy and very clear.
Reply from Nancy Howley
September 25th, 2025 11:18 AM
It's great to hear that your experience was smooth and straightforward. Making things clear and simple is always my goal, so I'm glad that reflected in our process. If you have any further questions or need assistance, please don't hesitate...
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Dealing with Home State Bank is what businesses used to be, where customers don't feel like a number. Nancy Howley was straight forward, yet personal and personable. Hoping they remain customer friendly.
Reply from Nancy Howley
September 18th, 2025 11:55 PM
Scott, I'm grateful for your insightful feedback. It's important to me that personal connections are maintained, and I'm glad that my approach resonated with you. I hope to continue offering the friendly, attentive service that you expect....
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Nancy is thorough and helpful along the way
always available for questions by email or phone during this process.
pleasure to work with
Reply from Nancy Howley
August 24th, 2025 11:15 AM
Paul, thank you for the wonderful feedback. I'm pleased to hear that you found my assistance thorough and helpful. Being available to support you throughout the process is very important to me. It was truly a pleasure working with you as well....
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About
As a resident of Crystal Lake since 1967, Nancy is THE authority on mortgage lending in the area. She identifies aspects that other loan originators may overlook, allowing her to help scores of homeowners purchase and refinance homes.
Nancy is passionate about finding creative financing solutions for her clients, no matter how complex. She leverages her dedication to learning, along with her experience and unparalleled insight to better offer opportunities to her clients.
By staying up-to-date on the latest in mortgage lending, Nancy has become a vital resource for homeowners and Realtors alike.
Products & Services
Mortgage Loan Officer
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Positions
- Home State Bank N.A. - Mortgage Loan OriginatorAug 1st, 2007 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 631481
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.