Nancy Howley
Mortgage Consultant | NMLS# 631481
As a resident of Crystal Lake since 1967, Nancy is THE authority on mortgage lending in the area. She identifies aspects that other loan originators may overlook, allowing her to help scores of homeowners purchase and refinance homes.
Nanc... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Very knowledgeable, friendly and helpful.
Reply from Nancy Howley
August 21st, 2025 05:51 PM
Michael, thank you for your kind feedback. I'm glad to hear that my knowledge and friendliness were helpful to you. It's always my aim to provide support that makes a difference. If you need further assistance or have more questions, feel free...
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HSB service always great. We never had any issues.
Reply from Nancy Howley
August 19th, 2025 03:20 PM
Dipakkumar, thank you for sharing your positive experience with Home State Bank. I'm delighted to hear that you've consistently had great service without any issues. It's always rewarding to know that our efforts contribute to such a seamless...
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Nancy made the process very easy
Reply from Nancy Howley
August 19th, 2025 02:34 PM
Wayne, I'm so pleased to hear that I could make the process easy for you. Ensuring a smooth and straightforward experience is always my goal. If you have any more questions or need further assistance, I'm just a call away. Thank you for your...
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Nancy was professional - VERY well informed - answered all my questions - was available when additional info was needed - all in all - she left me with an outstanding impression of her abilities and the service from Home State.
Reply from Nancy Howley
August 16th, 2025 02:02 PM
Carol, thank you for your kind words. I'm glad I could provide you with the information and assistance you needed. It's important to me to be accessible and well-informed so that I can contribute positively to your experience with Home State...
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Nancy was not only professional and efficient but was friendly and knowledgeable with excellent advice.
Reply from Nancy Howley
August 3rd, 2025 03:58 PM
Thank you, Stephen, for your thoughtful review. I'm glad to hear that you found my advice helpful and that my approach resonated with you. It's important to me to provide a professional and friendly experience, so I'm pleased that it came through...
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Nancy is patient, kind, and a spectacular representative of HSB!!
Reply from Nancy Howley
August 1st, 2025 03:35 PM
Thank you, Susan, for your wonderful feedback. I'm really pleased to hear that my approach resonated with you and represented Home State Bank well. It means a lot to know that my patience and kindness made an impression. If you ever need assistance...
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Nancy is Amazing! So helpful, answered all questions, very friendly. Made the process seamless and so easy!
Reply from Nancy Howley
July 28th, 2025 11:24 AM
I'm delighted to hear that you found the process so seamless and easy, Patricia. It's wonderful to know that I could help answer your questions and make the experience pleasant for you. Your feedback means a lot to me, and I'm grateful for...
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Nancy was great to work with. She kept me informeded all the way thru the process. Also thanks to Eric for his advice as I start the process. I appreciate everyone I work with at home State Bank
Reply from Nancy Howley
July 13th, 2025 01:07 PM
Thank you, Gary, for your kind words. I'm glad to hear that you felt well-informed throughout the process. It was a pleasure working with you, and I'm thrilled that Eric's advice was helpful to you at the beginning. I appreciate your trust...
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Nancy was very informative and nice. The whole HELOC process was easy.
Nancy and Josie were great. Communication on the middle of the process by other areas of the bank was sometimes confusing and redundant. Received the same email many multiple times and per Nancy was not even needed.
Reply from Nancy Howley
June 9th, 2025 01:16 PM
Thank you for your feedback and for acknowledging both Josie and me. I apologize for any confusion caused by the communication you received from other areas of the bank. We strive to streamline our processes, and I appreciate your patience....
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About
As a resident of Crystal Lake since 1967, Nancy is THE authority on mortgage lending in the area. She identifies aspects that other loan originators may overlook, allowing her to help scores of homeowners purchase and refinance homes.
Nancy is passionate about finding creative financing solutions for her clients, no matter how complex. She leverages her dedication to learning, along with her experience and unparalleled insight to better offer opportunities to her clients.
By staying up-to-date on the latest in mortgage lending, Nancy has become a vital resource for homeowners and Realtors alike.
Products & Services
Mortgage Loan Officer
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Positions
- Home State Bank N.A. - Mortgage Loan OriginatorAug 1st, 2007 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 631481
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.