Nancy Howley
Mortgage Consultant | NMLS# 631481
As a resident of Crystal Lake since 1967, Nancy is THE authority on mortgage lending in the area. She identifies aspects that other loan originators may overlook, allowing her to help scores of homeowners purchase and refinance homes.
Nanc... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Nancy was approachable, very responsive and thorough.
Thank you
Reply from Nancy Howley
January 22nd, 2026 05:08 PM
I'm pleased to know you found me approachable and thorough, Todd. Being responsive and ensuring that all your needs are addressed is a priority for me. If there's anything else I can help you with, please feel free to reach out. Thank you for...
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Good communication with Nancy Howley. Went anive and beyond in spite of being extremely busy!!
Reply from Nancy Howley
December 30th, 2025 07:17 PM
It's great to hear that I could provide effective communication and go above and beyond despite a busy schedule, Carol. Meeting your needs is important to me, and I'm always here if you have more questions or need further assistance.
Very responsive
Reply from Nancy Howley
December 30th, 2025 09:50 PM
I appreciate your feedback, Kenneth. It's my goal to be as responsive as possible, and I'm glad to know it was helpful for you. If there's anything else you need assistance with, please don't hesitate to let me know.
Nancy was very helpful in getting my loan and explaining everything to me. She helped me feel more comfortable about my choices.
Reply from Nancy Howley
December 25th, 2025 08:29 PM
I'm glad I could assist you in securing your loan and making the process clear, Tina. It's important to me that you feel confident and comfortable with your financial decisions. If you have any more questions or need further assistance, feel...
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Communication was amazing! All questions were answered when asked!! Thank you!
Reply from Nancy Howley
December 22nd, 2025 04:23 PM
I'm pleased to know that you felt well-informed and that I was able to address all your questions, Justin. Effective communication is something I strive for. If you ever need further assistance, feel free to reach out anytime.
Nancy was very helpful and made it easy to understand both the loan process, but also personal finance when saving for a loan .
Reply from Nancy Howley
December 1st, 2025 07:43 PM
I'm glad to hear that I was able to assist you in understanding both the loan process and personal finance aspects, Alissa. Making these topics clear and manageable is important to me. If you have any more questions or need further assistance,...
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Seamless and friendly
Reply from Nancy Howley
November 25th, 2025 04:36 PM
I'm pleased to hear that your experience was seamless and friendly, Tara. It's important to me that the process feels easy and welcoming. If there's anything more I can do for you, please let me know.
Nancy was very professional and made everything so easy and convenient!
Reply from Nancy Howley
November 20th, 2025 03:07 PM
I'm glad to hear that you found the process straightforward and convenient, Michael. Ensuring a professional and smooth experience is always my goal. If you ever need assistance again, please don't hesitate to get in touch.
Nancy's list of what information we needed to provide was very thorough & she was patient with us as we gathered the info for her. Thank you for the positive experience with our first Home Equity loan!
Reply from Nancy Howley
November 4th, 2025 04:30 PM
Thank you for your thoughtful review, Renee. I'm glad to hear that the information I provided was helpful and that you found the process with your first Home Equity loan to be a positive experience. Patience and thoroughness are important in...
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Very helpful and informative. Always kept me in the loop and communicated with me.
Reply from Nancy Howley
October 27th, 2025 07:05 PM
I appreciate your kind words, Ashley. Keeping you well-informed and maintaining open communication are priorities for me, and I'm glad to know this made a difference for you. If there’s anything else I can assist with or any questions you have,...
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About
As a resident of Crystal Lake since 1967, Nancy is THE authority on mortgage lending in the area. She identifies aspects that other loan originators may overlook, allowing her to help scores of homeowners purchase and refinance homes.
Nancy is passionate about finding creative financing solutions for her clients, no matter how complex. She leverages her dedication to learning, along with her experience and unparalleled insight to better offer opportunities to her clients.
By staying up-to-date on the latest in mortgage lending, Nancy has become a vital resource for homeowners and Realtors alike.
Products & Services
Mortgage Loan Officer
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Positions
- Home State Bank N.A. - Mortgage Loan OriginatorAug 1st, 2007 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 631481
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.