Nancy Howley
Mortgage Consultant | NMLS# 631481
As a resident of Crystal Lake since 1967, Nancy is THE authority on mortgage lending in the area. She identifies aspects that other loan originators may overlook, allowing her to help scores of homeowners purchase and refinance homes.
Nanc... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Nancy made the entire process swift and painless with prompt communications and timely check-ins with me (whenI did not respond promptly. Sorry about that, Nancy!)
Reply from Nancy Howley
July 2nd, 2026 05:37 PM
Dawn, I'm glad to hear that the process was smooth and painless for you. I appreciate your understanding and responsiveness, and there's no need to apologize! If you need any further assistance, please don't hesitate to reach out.
Nancy was very helpful, quick and thorough with communication, and very friendly.
Reply from Nancy Howley
June 30th, 2026 07:14 PM
Jamie, I appreciate your kind words about my communication and friendliness. It's great to know that you found the service helpful and efficient. If there's anything else you need, please feel free to reach out.
I had an outstanding experience working with Nancy Howley throughout my loan process. From the very beginning, Nancy was knowledgeable, responsive, and incredibly helpful. She took the time to explain every step clearly, answered all of my...
read more
Reply from Nancy Howley
June 29th, 2026 02:47 PM
James, I'm thankful for your kind words and recommendation. It's wonderful to hear that my efforts to keep the loan process smooth and straightforward were helpful to you. I'm pleased to know you felt supported and informed throughout. If you...
read more
Nancy was very attentive to our needs. She answered all our questions and was great to work with. she couldn't have made the process any easier.
Reply from Nancy Howley
June 29th, 2026 06:29 PM
Caleb, I'm pleased to hear that you found the process easy and that I could address all your questions. Your feedback about my attentiveness is greatly appreciated. If you have any more questions or need assistance in the future, please don't...
read more
Nancy was so knowledgeable in the services that Home state has to offer and she was very thorough with all of her communication with me. The whole process was seamless!
Reply from Nancy Howley
June 18th, 2026 07:37 PM
Cindy, I'm grateful for your kind words about my communication and knowledge of Home State Bank's services. It's great to hear that the process felt seamless for you. If you need any further assistance, please feel free to reach out.
The overall process and closing was quick and efficient - all documents were signed and all of our questions were answered within 20 minutes; no surprises. Appreciated!!!
As a long time customer of Home State Bank I have experienced a few different people in my financial needs. Nancy is once again a another of those experiences. She makes her self available and personable for the customers needs. I would recommend...
read more
The level of communication was outstanding, Nancy's personal availability was great great. Overall I could not have had a better experience, Thank toy the others like Lauren and Jenelle who assisted as well. They all were great!
Reply from Nancy Howley
June 1st, 2026 01:28 PM
Michael, I appreciate your kind words and am glad to hear that you had a positive experience. It's appreciated to know that Lauren and Jenelle were also able to assist you effectively. If there's anything else I can do for you, please feel...
read more
Nancy is professional, responsive, & engaging! She is extremely knowledgeable on the many facets of the lending process; she explained our options thoroughly to help us make the right decision for our situation & the type of financing that...
read more
Reply from Nancy Howley
May 18th, 2026 01:30 PM
Emily, I truly appreciate your kind words and your recommendation. It's great to know that my assistance with the lending and underwriting process was helpful for your project. If there's anything more I can do for you or your clients, please...
read more
Everything went very smoothly form start to finish.
21–30 of 325
About
As a resident of Crystal Lake since 1967, Nancy is THE authority on mortgage lending in the area. She identifies aspects that other loan originators may overlook, allowing her to help scores of homeowners purchase and refinance homes.
Nancy is passionate about finding creative financing solutions for her clients, no matter how complex. She leverages her dedication to learning, along with her experience and unparalleled insight to better offer opportunities to her clients.
By staying up-to-date on the latest in mortgage lending, Nancy has become a vital resource for homeowners and Realtors alike.
Products & Services
Mortgage Loan Officer
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Home State Bank N.A. - Mortgage Loan OriginatorAug 1st, 2007 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 631481
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.