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Miranda Kelley - Team Acopia | Lower Mortgage
Branch Manager | NMLS# 2095187

We are mortgage banking professionals, committed to making our communities better places to live and work. We are dedicated to helping every qualified buyer achieve their dream of home ownership through superior customer service and innovat... Show More
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24 hours
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24 hours
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24 hours
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Reviews from Web
Very helpful, great communication goes above and beyond!
Reply from Owner
March 4th, 2026 05:22 AM
I'm pleased to know that you appreciated my efforts and communication, Cristian. Thank you for sharing your thoughts, and don't hesitate to reach out anytime.!
Miranda and her team are truly amazing! We were closed in less than 30 days and it wouldn’t have been possible without them!!
Reply from Owner
August 14th, 2025 05:37 PM
Thank you for the kind words and 5-star review, Jaclyn! We're so glad you had a great experience!
This is a great people to work with, they walk me through the process. Highly recommended!!!
Reply from Owner
June 13th, 2025 02:10 PM
Thank you for the 5-star review and kind words, Sinthya!
Miranda took great care of us every step of the way.
Reply from Owner
June 9th, 2025 04:45 PM
Thank you, Victoria!
Miranda and all the staff at Acopia were very helpful. I honestly felt so special as they went above and beyond to make my situation work.
Reply from Owner
April 7th, 2025 05:09 PM
Thank you for the kind words and 5-star review, Gary! We're so glad we were able to help! Welcome home!
One of the best in the business!
Reply from Owner
April 7th, 2025 05:09 PM
Thanks so much for the kind words, Amy!
It’s always an enjoyable experience working with Miranda and her staff. This is the second time I have worked with her for a mortgage loan and I wouldn’t do it without her! Her and all of her staff are great to work with!!
Reply from Owner
March 27th, 2025 08:23 PM
Thanks for the kind words and 5-star review, Julie!
Miranda is amazing at what she does! I have not had one transaction with her that she didn’t put the customer first. She thinks outside of the box, goes above and beyond while exhausting every avenue to get our clients to the closing table...
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Reply from Owner
March 14th, 2025 08:16 PM
Thanks so much for your 5-star review and the kind words! I l appreciate your business and look forward to working with you again in the future!
Miranda is AMAZING! She always puts the client first and goes above and beyond! You can’t go wrong with her on your side!
Reply from Miranda Kelley - Lower Mortgage
March 4th, 2026 05:23 AM
I'm very grateful for your kind words, Tonia. It's important to me to ensure that my clients feel prioritized and supported throughout the process. If you ever need further assistance, don't hesitate to reach out!
Miranda is the best you will find anywhere. We had numerous obstacles to deal with being a mobile home, and Miranda made the process as painless as she could.
Reply from Owner
March 5th, 2025 10:16 PM
Thank you for the kind words and 5-star review! Welcome home!
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About
We are mortgage banking professionals, committed to making our communities better places to live and work. We are dedicated to helping every qualified buyer achieve their dream of home ownership through superior customer service and innovative products and technology. Acopia is a Fannie, Freddie and Ginnie direct seller servicer and is pleased to offer borrowers a wide array of lending products. Our Honoring our Heroes program gives back to veterans, active military, law enforcement, firefighters, EMS, medical professionals and educators. Acopia, LLC is an equal opportunity lender with local branches in several regions throughout the U.S. Georgia Residential Mortgage Licensee. NMLS 4664 | GRMA 60024. Connect with us to learn more.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- The Calhoun County Area Chamber
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2095187
Hobbies
- I enjoy spending time with my family, traveling, and taking in the beauty of God's creation.
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.