Miranda Kelley - Team Acopia | Lower Mortgage's Cover Image
Miranda Kelley - Team Acopia | Lower Mortgage - Branch Manager | NMLS# 2095187 in Oxford, AL
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Miranda Kelley - Team Acopia | Lower Mortgage

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Branch Manager | NMLS# 2095187

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We are mortgage banking professionals, committed to making our communities better places to live and work. We are dedicated to helping every qualified buyer achieve their dream of home ownership through superior customer service and innovat... Show More
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Reviews from Web
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    Cristian B
    Posted on August 23rd, 2025 01:32 AM
    Very helpful, great communication goes above and beyond!
    Reply from Owner
    March 4th, 2026 05:22 AM
    I'm pleased to know that you appreciated my efforts and communication, Cristian. Thank you for sharing your thoughts, and don't hesitate to reach out anytime.!
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    Jaclyn S
    Posted on August 9th, 2025 04:48 PM
    Miranda and her team are truly amazing! We were closed in less than 30 days and it wouldn’t have been possible without them!!
    Reply from Owner
    August 14th, 2025 05:37 PM
    Thank you for the kind words and 5-star review, Jaclyn! We're so glad you had a great experience!
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    Sinthya G
    Posted on June 10th, 2025 01:04 PM
    This is a great people to work with, they walk me through the process. Highly recommended!!!
    Reply from Owner
    June 13th, 2025 02:10 PM
    Thank you for the 5-star review and kind words, Sinthya!
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    Victoria E
    Posted on May 20th, 2025 09:24 PM
    Miranda took great care of us every step of the way.
    Reply from Owner
    June 9th, 2025 04:45 PM
    Thank you, Victoria!
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    Gary B
    Posted on April 7th, 2025 04:55 PM
    Miranda and all the staff at Acopia were very helpful. I honestly felt so special as they went above and beyond to make my situation work.
    Reply from Owner
    April 7th, 2025 05:09 PM
    Thank you for the kind words and 5-star review, Gary! We're so glad we were able to help! Welcome home!
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    Amy F J
    Posted on March 31st, 2025 02:31 PM
    One of the best in the business!
    Reply from Owner
    April 7th, 2025 05:09 PM
    Thanks so much for the kind words, Amy!
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    Julie T
    Posted on March 25th, 2025 08:51 PM
    It’s always an enjoyable experience working with Miranda and her staff. This is the second time I have worked with her for a mortgage loan and I wouldn’t do it without her! Her and all of her staff are great to work with!!
    Reply from Owner
    March 27th, 2025 08:23 PM
    Thanks for the kind words and 5-star review, Julie!
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    Family M
    Posted on March 10th, 2025 08:57 PM
    Miranda is amazing at what she does! I have not had one transaction with her that she didn’t put the customer first. She thinks outside of the box, goes above and beyond while exhausting every avenue to get our clients to the closing table...
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    Reply from Owner
    March 14th, 2025 08:16 PM
    Thanks so much for your 5-star review and the kind words! I l appreciate your business and look forward to working with you again in the future!
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    Tonia M H
    Posted on March 10th, 2025 08:52 PM
    Miranda is AMAZING! She always puts the client first and goes above and beyond! You can’t go wrong with her on your side!
    Reply from Miranda Kelley - Lower Mortgage
    March 4th, 2026 05:23 AM
    I'm very grateful for your kind words, Tonia. It's important to me to ensure that my clients feel prioritized and supported throughout the process. If you ever need further assistance, don't hesitate to reach out!
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    Ramsey F
    Posted on March 5th, 2025 05:54 PM
    Miranda is the best you will find anywhere. We had numerous obstacles to deal with being a mobile home, and Miranda made the process as painless as she could.
    Reply from Owner
    March 5th, 2025 10:16 PM
    Thank you for the kind words and 5-star review! Welcome home!
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    About
    We are mortgage banking professionals, committed to making our communities better places to live and work. We are dedicated to helping every qualified buyer achieve their dream of home ownership through superior customer service and innovative products and technology. Acopia is a Fannie, Freddie and Ginnie direct seller servicer and is pleased to offer borrowers a wide array of lending products. Our Honoring our Heroes program gives back to veterans, active military, law enforcement, firefighters, EMS, medical professionals and educators. Acopia, LLC is an equal opportunity lender with local branches in several regions throughout the U.S. Georgia Residential Mortgage Licensee. NMLS 4664 | GRMA 60024. Connect with us to learn more.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Memberships
    • The Calhoun County Area Chamber
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 2095187
    Hobbies
    • I enjoy spending time with my family, traveling, and taking in the beauty of God's creation.
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.