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Miranda Kelley - Team Acopia | Lower Mortgage
Branch Manager | NMLS# 2095187
We are mortgage banking professionals, committed to making our communities better places to live and work. We are dedicated to helping every qualified buyer achieve their dream of home ownership through superior customer service and innovat... Show More
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24 hours
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24 hours(Open now)
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24 hours
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Reviews from Web
Miranda was awesome the whole time. Kept us updated on everything and explained everything to us very well. Highly recommend
Reply from Owner
March 27th, 2025 08:28 PM
Thanks so much for the kind words, Brianna!
I couldn’t be happier that I chose to work with Miranda. She has been extremely helpful and very knowledgeable about every aspect of the home buying process. I would be completely lost without her! She’s been there every step of the way at...
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Reply from Owner
June 4th, 2026 07:31 PM
Thank you so much Heather for your review. We are extremely happy for you and hope you are still enjoying your home!
This is my first time experiencing buying a home and having a mortgage this has been a wonderful experience with Miranda Kelly at Acopia home loan's and with very reasonable monthly payments Miranda Kelly at Acopia home loans she will make...
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Reply from Owner
January 9th, 2025 07:11 PM
Thank you SO much for the kind words and 5-star review, Wanda! We are so happy you had a wonderful experience. Welcome home!
Miranda is an amazing lender who goes above and beyond for her clients and realtor partners. Not only is she extremely knowledgeable when it comes to home loans and making sure that our mutual clients get the best loan product to fit their...
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Reply from Owner
January 6th, 2025 03:07 PM
Thank you for the kind words and 5-star review, Brandy! We are so glad you had a wonderful experience!
Miranda was very patient, even when I asked hard questions related to the political environment. She was extremely knowledgeable and able to answer questions with full detail. She was very nice. Having been living up North, she was exactly...
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Reply from Owner
December 2nd, 2024 09:25 PM
Thank you so much Bonnie for the kind words and 5-star review! So glad to help you and welcome home!
Miranda was super helpful with helping us navigate buying our first home. She was informative, prompt, and always available for everything we needed through the entire process. She made sure the entire experience went incredibly smooth. We...
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Reply from Owner
November 14th, 2024 05:16 PM
Thank you for the kind words and 5-star review, Emma! So glad you had a wonderful experience! Welcome home!
Amazing experience and amazing employees to help me get into my new home !
Reply from Owner
November 11th, 2024 04:49 PM
Thank you for the kind words, Wesley! We're so glad you had a great experience. Welcome home!
Miranda Kelly was an absolute joy to work with. She did not hesitate to answer any questions. She communicated and was on top of everything in a timely manner. Our experience with her was a 100/10.
Reply from Owner
August 5th, 2024 09:18 PM
Thanks so much for the kind words, Laterria! We're so glad you had a great experience!
I had the pleasure of working with Miranda to buy my first home recently. I started working with her almost three years ago but wasn't able to buy until now. I messaged and called her multiple times through the years and was able to get advice...
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Reply from Owner
July 15th, 2024 06:59 PM
Thank you for the kind words and 5-star review, Jeanette! It was a pleasure to work with you and help you buy your first home! Welcome home!!
Miranda was wonderful to work with!! We had a lot of questions and she knew all of the answers! I would recommend her to anyone. She was very knowledgeable, patient and easy to work with. She excels in customer service❤️
Reply from Owner
April 29th, 2024 10:04 PM
Thank you for the kind words, Tammy! We are so glad you had a wonderful experience! :)
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About
We are mortgage banking professionals, committed to making our communities better places to live and work. We are dedicated to helping every qualified buyer achieve their dream of home ownership through superior customer service and innovative products and technology. Acopia is a Fannie, Freddie and Ginnie direct seller servicer and is pleased to offer borrowers a wide array of lending products. Our Honoring our Heroes program gives back to veterans, active military, law enforcement, firefighters, EMS, medical professionals and educators. Acopia, LLC is an equal opportunity lender with local branches in several regions throughout the U.S. Georgia Residential Mortgage Licensee. NMLS 4664 | GRMA 60024. Connect with us to learn more.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- The Calhoun County Area Chamber
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2095187
Hobbies
- I enjoy spending time with my family, traveling, and taking in the beauty of God's creation.
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.