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Miranda Kelley - Team Acopia | Lower Mortgage
Branch Manager | NMLS# 2095187
We are mortgage banking professionals, committed to making our communities better places to live and work. We are dedicated to helping every qualified buyer achieve their dream of home ownership through superior customer service and innovat... Show More
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Reviews from Web
Miranda Kelley was absolutely amazing! As a first-time homebuyer purchasing out of state, I thought the process would be difficult—maybe even impossible—but she made it all happen. Her knowledge, professionalism, patience, and positivity truly...
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Reply from Owner
April 1st, 2026 01:42 PM
Thank you so much for your kind words! It truly means a lot to me. You were amazing to work with, and I’m so happy we were able to get you into the perfect home! I appreciate you trusting me with such an important milestone. I'm looking forward...
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Miranda Kelley was absolutely amazing! As a first-time homebuyer purchasing out of state, I thought the process would be difficult—maybe even impossible—but she made it all happen. Her knowledge, professionalism, patience, and positivity truly...
read more
Reply from Miranda Kelley
April 1st, 2026 01:43 PM
Thank you so much, Gracia! Your kind words truly mean the world to me 💛I’m so glad I could make the process feel smooth and give you the confidence every step of the way. You were amazing to work with, and I’m so happy we were able to get...
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Miranda Kelley - Team Acopia | Lower Mortgage has received a review with 5 star rating from Madison T
Reply from Owner
April 1st, 2026 01:44 PM
Thank you Madison for the 5-Star Review! It was a pleasure working with you and Jacob on getting you into that perfect home!
The level of understanding og our situation and how she helped everything work out in our favo.
Reply from Miranda Kelley
April 1st, 2026 01:44 PM
Thank you Craig. It was an absolute pleasure working with you, and I appreciate you trusting me in this journey. Wishing you all the best in your new home!
Miranda was so knowledgeable, kind and she truly went above and beyond to help me. She answered all my questions and concerns promptly!! I would definitely recommend her to my friends and families!!
Reply from Miranda Kelley
April 1st, 2026 01:45 PM
Thank you so much for your kind words! 💛 I’m so glad I could help answer your questions and make the process feel a little easier along the way. It was such a pleasure working with you, and I’m incredibly grateful for your trust. I appreciate...
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Miranda and her team were exceptional! As a first time homebuyer, they answered all of my questions and helped me with any unexpected hurdles. I cannot thank this team enough.
Reply from Owner
April 1st, 2026 01:47 PM
Thank you Sara! It truly means a lot to me and my team. We’re so glad we could be there to answer your questions and help navigate thru the process. We’re so excited for you as a first-time homeowner! 🏡✨ Please don’t hesitate to reach out...
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Miranda and her team were able to answer every question I had and help guide me through any unexpected hurdles. The team's communication, timeliness, and advice was absolutely incredible. They worked tirelessly to make sure the home buying...
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Reply from Miranda Kelley
April 1st, 2026 01:48 PM
Thank you Sara! It truly means a lot to me and my team. We’re so glad we could be there to answer your questions and help navigate thru the process. It was an absolute pleasure working with you, and we’re so excited for you as a first-time...
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Very professional, easy to work with. I had a smooth process the whole time. Miranda has a great team behind her, and they all rock‼️
Reply from Owner
April 1st, 2026 01:49 PM
Thank you so much! I really appreciate your kind words 💛 I’m so glad to hear the process felt smooth and easy for you, that’s always the goal! And I couldn’t agree more, I’m incredibly lucky to have such an amazing team behind me. We truly...
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Miranda stayed on top of everything, and she made the process so easy for me! She has a great team behind as well.. As long as you have all the documentation you need, it's pretty much a smooth process. Very professional.
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Reply from Miranda Kelley
March 30th, 2026 08:15 PM
I'm pleased to hear that you found the process smooth and easy, Tonie. Staying on top of everything is something I strive for, and it's great to know that my efforts made a positive impact on your experience. Should you need any further assistance,...
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Miranda was great! She was quick to respond for any questions and made the whole process very easy.
Reply from Miranda Kelley
March 4th, 2026 04:53 AM
Thank you, Briana! It was such a pleasure working with you. Welcome home 🏡 Please reach out anytime. I’m happy to help whenever you need me!
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About
We are mortgage banking professionals, committed to making our communities better places to live and work. We are dedicated to helping every qualified buyer achieve their dream of home ownership through superior customer service and innovative products and technology. Acopia is a Fannie, Freddie and Ginnie direct seller servicer and is pleased to offer borrowers a wide array of lending products. Our Honoring our Heroes program gives back to veterans, active military, law enforcement, firefighters, EMS, medical professionals and educators. Acopia, LLC is an equal opportunity lender with local branches in several regions throughout the U.S. Georgia Residential Mortgage Licensee. NMLS 4664 | GRMA 60024. Connect with us to learn more.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- The Calhoun County Area Chamber
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2095187
Hobbies
- I enjoy spending time with my family, traveling, and taking in the beauty of God's creation.
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.