Mike Tullio
VP of Lending | NMLS# 208860
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Mike Tullio definitely want us over with his continual help, communication, and friendly personality as we were able to buy and sell our homes. I would highly recommend him as he was efficient and kind. You’re not gonna find better help anywhere...
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Reply from Owner
February 27th, 2020 12:00 AM
I consider it my privilege to work with awesome clients like you and Jason! Thank you so much for your trust in me through the process and I am so happy things came together for you guys and you're in your new home. All my best as you write...
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They are so knowledgeable you knew you were in good hands!!
Totally reliable, response quickly to questions ask, very knowledgeable and friendly.
Once again I received world class communication and customer service
Top notch, on-time service. All my questions were answered with a friendly conversation.
Mike and his team made what is usually a painstaking task a very pleasant process in securing our mortgage.
This is the second time I have worked with Mike Tullio and he again exceeded expectations. I have worked with many brokers over the years, primarily in the NY market but also in Florida and Mike stands out for his professionalism, his knowledge,...
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Mike and his team were just awesome to work with. Any questions we had Mike was always very quick with his responses. I highly recommend Mike and his team.
Excellent customer service throughout the whole process
From our first meeting to our closing Mike and his team were fantastic! They laid out the plan and followed every step, leading the way. I was so pleased with the excellent care we got. The whole process was very smooth and completed on time....
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208860
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.