Mike Tullio
VP of Lending | NMLS# 208860
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Mike and his team go the extra mile! I would recommend his company to anyone!
Mike and his team are always fantastic to work with over the last 9+ years I've known him!! Wouldn't trust anyone else for loan services!
Mike was a real pleasure to work with.I hadn’t purchased a property in many years and was apprehensive, but he made the process so easy. Competitive pricing, very friendly, knowledgeable, responsive, and accommodating ( and his staff). He kept...
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Reply from Owner
May 28th, 2020 12:00 AM
We love hearing feedback like this! So happy we were able to get you locked into an awesome rate and make the place you were renting your own! Enjoyed working with you and don't hesitate to reach out anytime Darcy!
Mike and his team are the best.
I felt that buying my first home was way less intimidating than I anticipated it to be thanks to Mike and his team making the process very easy. I highly recommend CrossCountry Mortgage.
Stellar service from initial contact to close. The best communication and effort I have ever had from mortgage company to work on my behalf!
Great customer service. It was an easy and smooth process. The only issue I had was with the closing and Mike Tullio took care of the issue right away. From start to finish my loan closed in about 40 days.
I've known Mike for awhile and he's always down to earth, honest, and overall pleasure to be around. The whole process was smooth and easy. I highly recommend Mike for all of your mortgage lending needs.
The entire Cross Country Mortgage team had amazing communication and professionalism throughout every step of the way. We had a smooth experience as highly recommend them.
Great communication, kept in touch through every step of the process. Everyone we dealt with was super helpful.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208860
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.