

Mike Gallagher at CrossCountry Mortgage
Senior Loan Officer | NMLS #120703

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Mike Gallagher was a first-class professional throughout my mortgage application process. He is knowledgeable, does not complicate the process with unnecessary bureaucracy and works for best interests of the client. I cannot recommend him,...
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Mike and his staff were very professional and really took the time to listen and help you through the process of the loan. I would recommend him to anyone that could use his services.
Mike Gallagher and his team are very efficient, fast, have excellent communication skills and easy to work with. This is our third time using Mike Gallagher for both home mortgage and refinancing services. I highly recommend Mike Gallagher-...
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Mike is just great. He is very patient, left none of our questions unanswered. He never made us feel rushed. He is very quick to respond via phone or email. He is very good at explaining things. We will be using him again.
I just recently purchased my first house and I feel fortunate that I had Mike Gallagher on my side. Mike and his team put in the extra effort to help me close on a very short notice. I would absolutely use Mike again in the future and I would...
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I just recently purchased my first house and I feel fortunate that I had Mike Gallagher on my side. Mike and his team put in the extra effort to help me close on a very short notice. I would absolutely use Mike again in the future and I would...
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Over the past 15 years, Mike has helped us out on numerous transactions, purchase loans, refinance loans, home equity loans and even a small business loan on our commercial property, each time Mike has delivered exactly what he has promised....
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I've used Mike for both purchase and refinance loans and would recommend him without hesitation. His attention to detail and responsiveness to any concerns I had were excellent. I think the most positive aspect of using Mike is that he was...
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Mike and his team were so helpful through the entire process of buying our first home. He went above and beyond to make us feel comfortable and supported. We've since recommended Mike to friends and family, and they would agree! We will definitely...
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Our home loan process was seamless. Mike and his staff answered questions immediately and made the entire signing and closing process smooth an easy. You're in good hands with Mike and his staff at OPES Advisors.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #120703 | Branch NMLS #2324166
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Cross Country Mortgage - Senior Loan OfficerFeb 3rd, 2025 - Current
Memberships
- South County Realtor Alliance
- Santa Clara County Association of Realtors
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- 120703
Hobbies
- trail running, golf, making soap
- snow skiing, open water swimming, trail running
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095