

Mike Gallagher at CrossCountry Mortgage
Senior Loan Officer | NMLS #120703

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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I am a Realtor and I always recommend Mike Gallagher to all my clients. He and his staff are great to work with. They communicate with me every step of the way. Every transaction I have had with Mike has closed on time! My clients have been...
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Thank you so much to Mike and the team! As first time home buyers we had many questions. We always got speedy responses which made us 100% comfortable with the process. Biggest thank you to Mike and Kim!
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My loan was taken over from another loan officer, and no one called me to let me know what was going on. Mike and his team did a good job and got everything taken care of, however, I want a more personal relationship with my loan officer. A...
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Mike Gallagher is the consummate professional! VERY responsive, always exhibits expert-level knowledge, creative in developing alternatives, and clear in his communications. We’ve utilized Mike’s services several times in the last 15 years,...
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This was the 2nd time i used Mike. He is very helpful and on top of it with the loan process. I would very much recommend him to friends and family!
Mike and his staff kept me posted and comfortable every step of the way. They made the transaction seamless and always answered any questions that I had in a very timely manner. They are truly a very professional group and I will not hesitate...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #120703 | Branch NMLS #2324166
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Cross Country Mortgage - Senior Loan OfficerFeb 3rd, 2025 - Current
Memberships
- South County Realtor Alliance
- Santa Clara County Association of Realtors
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- 120703
Hobbies
- trail running, golf, making soap
- snow skiing, open water swimming, trail running
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095