Mike Gallagher at CrossCountry Mortgage
Senior Loan Officer | NMLS #120703
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Mike was incredibly helpful, informative and always available when we needed him throughout the entire transaction. As first-time buyers, we had many questions and Mike always made sure that we clearly understood where we were in the process,...
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Mike and his team were spectacular during our home buying experience. We actually had an initial deal fall through with another lender ... and Mike and his team swept in to try to save the day ... working overtime and basically did about 1...
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Mike helped us refinance our home. Friendly, professional & knowledgeable, Mike and his staff were great to work with! Our calls/emails were always returned promptly. The checklist of required documents we were given at the beginning of the...
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Mike and his team had a big task ahead of them in order to get our loan financed. They worked day, night, weekends making sure they did everything they could to make our money stretch and complete the job by our strict deadline. In the end...
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Mike and his team were very prompt at providing our pre approval letter. He and his team helped us through our loan process and kept us in the loop the entire way through.
It was great to work with a local lender. Mike and his team went out of their way time and time again to accommodate our schedule with two small children. This included hand delivery of forms to our home after hours on more than one occasion....
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My wife and have completed multiple transactions with Mike Gallagher. We purchased our first home in 2005 using another mortgage provider [who will remain nameless]. Like many others, we ended up with a loan we didn't not understand in a market...
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I was referred to Mike by my broker. I had not bought real estate in several years and did not understand you needed a pre-approval to even make an offer on a place in the Bay Area. From the beginning, Mike told me what to expect and what I...
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Mike Gallagher and his staff did an excellent job with a complicated refinance situation, so we also had them do our home purchase. They were amazing and went above and beyond, strongly recommend.
My husband and I just purchased our first home, and it would not have been possible without the help and guidance of Mike and the whole OPES Advisors team! Because we are new to the process, we had a lot of questions and confusion, and Mike...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #120703 | Branch NMLS #2324166
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Cross Country Mortgage - Senior Loan OfficerFeb 3rd, 2025 - Current
Memberships
- South County Realtor Alliance
- Santa Clara County Association of Realtors
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- 120703
Hobbies
- trail running, golf, making soap
- snow skiing, open water swimming, trail running
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095