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Mike Gallagher at CrossCountry Mortgage

Senior Loan Officer | NMLS #120703

4.9

(230)

Mortgage

Mortgage Loan Officer

Contact Info

(831) 291-9884

Monterey, CA

https://crosscountrymortgage.com/monterey-ca-8052/michael-gallagher/

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Mike was easy at explaining things and making an at-ease environment with something as stressful as home buying

Reply from Mike Gallagher

June 8th, 2026 04:25 PM

Robert, I appreciate your feedback. I'm glad to know that I could help make the home buying process feel more comfortable for you. If there's anything else you need, please don't hesitate to reach out.

I had the pleasure of working with Mike, it was such a great experience him & his team were very helpful from the beginning, any questions I had were answered in a timely manner.

Reply from Mike Gallagher at CrossCountry Mort...

June 1st, 2026 04:57 PM

Thank you Anicia, it was great working with you and Nick. Thank you for trusting our team with your home loan financing. Wishing all the best for you and your family in your new home!

Mike walked me through the whole process. Easier than I thought it would be.

Reply from Mike Gallagher at CrossCountry Mort...

May 24th, 2026 02:50 PM

Charles, thank you very much for the kind words! You were great to work with and so happy we could help with your home loan!

Karla and Mike were absolutely great to work with. They were great communicators and have been very helpful in exploring my options as I navigated this process. I will definitely recommend them to others in the future. Karla's weekly status...

Karla and Mike have been absolutely great to work with. They were great communicators and were very helpful in exploring my options as I navigated this process. I will definitely recommend them to others in the future. Karla's weekly status...

Reply from Mike Gallagher at CrossCountry Mort...

April 23rd, 2026 03:40 PM

John, thank you very much for the kind words! You were fantastic to work with and we're very happy for you and your family. I'm sure you will have amazing memories in the new house. Thanks for making us a part of the process!

from beginning to end of the transaction, mike and his team were great. patient with my many questions. communication was proactive and replies were immediate. process was clear and expections set and met. any hiccups encountered( inevitable...

Reply from Owner

April 23rd, 2026 03:43 PM

Thank you Patrick for the nice words! We really appreciated working with you as well!

mike is very professional, patient ,credible and a good communicator

Reply from Mike Gallagher

April 16th, 2026 06:31 PM

Patrick, I'm grateful for your kind words. I'm pleased to hear that you found my communication and professionalism helpful throughout the process. If you ever need further assistance, feel free to reach out.

i spent a lot of time online researching reverse mortgages, talked to a lot of people etc. there are a lot of considerations and complexities. so i had a lot of questions as a result, over many months. mike was a real professional---very patient...

Reply from Mike Gallagher at CrossCountry Mort...

April 8th, 2026 03:15 AM

Thank you, Patrick, for the kind words! You were great to work with, we really appreciate your business, and happy that ultimately we helped provide you and your family with a great solution. Thanks again!

Mike, your team was always patient and responsive to my questions and cleared any confusion or needs that I had during the house buying process. You were a patient and kind explainer of various financial scenarios, often having to explain the...

Reply from Mike Gallagher at CrossCountry Mort...

November 25th, 2025 09:01 PM

Thank you, Claudette, for the kind words! We really appreciate the opportunity to help you with your home loan, and congratulations on your purchase!

Mike was right there for me from our initial conversation His follow up was much appreciated The process took longer than expected but not by Mike's fault

Reply from Mike Gallagher at CrossCountry Mort...

November 25th, 2025 09:04 PM

Thank you Cherilee. We very much appreciate the opportunity and it was a pleasure to work with you! The reverse mortgage loan process can sometimes take a little longer than a typical refinance, but thankful we were able to get this completed...

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #120703 | Branch NMLS #2324166

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Specialities

Conventional Loans

FHA Loans

VA Loans

USDA Loans

Jumbo Loans