

Mike Gallagher at CrossCountry Mortgage
Senior Loan Officer | NMLS #120703

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Mike was a great communicator, always presented solutions that made sense, access had a grat demeanor through the entire loan process. He even showed up to guide us through the closing paperwork.
I mean literally from day one to end of my closing day you guys were there for me, any time any day. Went above and beyond to answer my questions and made sure I understand every single detail of the process.Really appreciate your help, sincerely!!!...
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Mike was great at communicating and getting information to us quickly.
Mike Gallagher and his amazing team made our home buying process a very smooth and pain free one. Everyone was responsive, lightening fast and made closing early on our property a breeze.
Mike and his team were awesome. They were very clear in their communications throughout the entire process. When some conditions changed on my end at the last minute, they were able to quickly respond and find a new, lower rate loan. They were...
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Mike and his team were awesome. They were very clear in their communications throughout the entire process. When some conditions changed on my end at the last minute, they were able to quickly respond and find a new, lower rate loan. They were...
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We used Mike and his team for our first home purchase. He was very knowledgeable and answered all of our questions. His team was very quick to get us all info we needed and the loan process was very smooth. We always felt like we were in the...
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We used Mike and his team for our first home purchase. He was very knowledgeable and answered all of our questions. His team was very quick to get us all info we needed and the loan process was very smooth. We always felt like we were in the...
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We had a very good experience working with Mike. He was extremely knowledgeable about the process & did a great job of explaining what was needed throughout. I feel that he has good reputation which contributed to our offer being chosen.
My wife and I needed a lender for our very first home loan and Mike was a great choice! He was very clear in explaining new things to us and making us feel comfortable in a very big decision. The whole loan process was clean and we closed on-time...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #120703 | Branch NMLS #2324166
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Cross Country Mortgage - Senior Loan OfficerFeb 3rd, 2025 - Current
Memberships
- South County Realtor Alliance
- Santa Clara County Association of Realtors
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- 120703
Hobbies
- trail running, golf, making soap
- snow skiing, open water swimming, trail running
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095