

Mike Carey
Senior Loan Officer | NMLS# 384158

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Mike answered all of our questions and uploading documents was easy through the app. We switched to Mike because he was able to give us a better interest rate and monthly mortgage payment. It was a very pleasant first home buying experience!...
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Reply from Owner
July 10th, 2017 12:00 AM
Thank you Martin and Artina! You were great to work with.
Mike was very pleasant and great to work with. Mike kept us informed and had great advise on working through the process. We are very grateful to have Mike working with us.
Reply from Owner
July 5th, 2017 12:00 AM
Thanks
My wife and I have owned quite a few homes in our lifetime. Over the years it seemed that the paperwork and loan process became more and more difficult. Working with Mike reversed that trend. Mike was in constant contact with us and being able...
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Reply from Owner
May 13th, 2017 12:00 AM
Thanks, Richard. You and Nancy have been great to work with.
From the beginning, Mike made our family comfortable and at ease. He guided us through the entire loan process. We knew at all times want to expect. The loan actually closed 4 days earlier than expected. I have already recommended Mike to 2...
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Mike provided me with very detailed instructions for me to navigate through the loan process very easily. If I had a question he was quick to answer or had some one contact me that could give me the answer.
Mike was always available to answer any and all of my questions....and as a first time home buyer I had quite a few. Even on weekends he was quick to respond to emails, texts, and even return phone calls. Buying a home is an extremely stressful...
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Mike Carey is an experienced loan officer whose experience and knowledge were invaluable to me throughout this process. Mike did a great job explaining the different types of loans available to me and helping me determine the loan which best...
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Reply from Owner
February 15th, 2017 12:00 AM
Thank you for your kind words.
Mike was very responsive, professional, and extremely knowledgeable. He kept me informed every step of the way. I would highly recommend using Mike and Acopia.
Mike Carey is a leader in his industry! He works with everyone from First time Home buyers to seasoned veterans and everything in between helping guide them along the way to live their Dreams! - Thank you Mike!
Reply from The Carey Team
April 30th, 2026 05:28 PM
Thank You for the kind words!
Mr. Carey was really trying to help me get the best offer and managed to be with me each step of the process. Any question I could think about, he knew the answer to or found it out for me.
Reply from Owner
January 31st, 2017 12:00 AM
Thank you for your review. It was my pleasure to serve your family. Enjoy your new home.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage - Area Sales ManagerJan 1st, 2025 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 384158
Hobbies
- Traveling
- Golf
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.