Mike Carey
Senior Loan Officer | NMLS# 384158
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Very efficient and caring;always offered help when needed.Mike is a true professional and personable . It would be a pleasure to work with him again and will gladly recommend him to others.Sincerely,Robert and Leah Arujo
Reply from Owner
January 9th, 2018 12:00 AM
Robert and Leah, you guys are the best!
Mike was a pleasure to work with. He did a great job from start to finish with our home loan. He was always on top of things with reminders and kept us well informed.
Reply from Owner
January 9th, 2018 12:00 AM
Thanks John! I appreciate the feedback.
Mike was very attentive and quick to respond to all questions. He worked with me on the closing costs. His whole group was very efficient and easy to work with.
Easy to deal with and made our home purchase a breeze!
Reply from The Carey Team
April 30th, 2026 05:27 PM
Thank You for the kind words!
Acopia was an absolute success! They were very easy to work with. They handled things very timely and answered any and all questions I had very quickly. Mike is extremely knowledgeable and he really does look out for your best interest! If...
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Mike Carey is an amazing guy. He made my home purchase the easiest I have ever done. I would and have recommended him to friends and family. Everything happened right on time and my closing cost were actually a little less that anticipated....
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Reply from Owner
October 23rd, 2017 12:00 AM
Thank you for your review. It was my pleasure to serve your family.
We purchased our very first home Summer of 2017 and we were referred to Mike Carey with Acopia and honestly it was the best experience I could have imagined. He made the scariest thing a pleasant thing. He was literally available pretty much...
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Reply from Owner
October 2nd, 2017 12:00 AM
Tim and Danielle, Thank you for the kind words. It was my pleasure.
Mike was very patient and answered all my questions and listened to my concerns. Mike went over and beyond to make this an easy experience for me. Mike made this process a walk in the park for me not once was I left wondering what going on...
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Reply from Owner
September 25th, 2017 12:00 AM
Sabrina, Thank you for the kind words. You are the best!
Best mortgage experience I have ever had. Mike worked diligently to complete my loan and answer all my questions in record time! I highly recommend Mike to anyone wanting a fast and accurate loan process.
Mike was highly recommended by a friend and I understand why. We've all heard the horror stories of home buying but in this case Mike made it literally one of the smoothest experiences ever. He was very direct in the things he needed from us...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage - Area Sales ManagerJan 1st, 2025 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 384158
Hobbies
- Traveling
- Golf
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.