Mike Carey
Senior Loan Officer | NMLS# 384158
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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Reviews from Web
These people really know their business. This was the most "Seamless" home finance we have ever had. Extremely professional and knowledgeable in all aspects of mortgage finance. Highly recommend!
Reply from Owner
May 7th, 2019 03:29 PM
Thank you Laurie!
Mike and his team were great to assist with a home mortgage. Everyone bent over backwards to be courteous, helpful, and get the job done in a timely manner.
Reply from Owner
April 4th, 2019 05:36 PM
Thank you!
Mike Carey and the Acopia team are awesome! Everyone stayed on top of things and communicated well. It was an excellent experience. We were very happy with the great service. Everything was done in a timely manner. Thanks to all!
From start to finish, Mike Carey and his team made the process so easy! Any questions I had were quickly and completely answered. We will send everyone we know that is buying a home to Acopia. Thanks!
Reply from Owner
March 29th, 2019 08:53 PM
Thank you Bobbi!
The process with Mike and his team was so easy. From start to finish, everyone kept me updated and answered my questions completely. I threw some curve balls to the team and they handled them with a smile on their faces. Couldn't ask for more.I...
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Everything went very smoothly. Thanks, Mike!
Reply from Owner
March 29th, 2019 08:53 PM
Thank you!
Had a great experience dealing with everyone at Acopia for my home loan! A very nice and helpful group that I will definitely recommend and use them again in the future.
Reply from Owner
March 27th, 2019 06:02 PM
Thank you Wayland!
Mike and his team at Acopia are hands down the nicest and most professional group of people that I had the pleasure to deal with. I myself work in a profession that requires great customer service and they nailed it!!
Mike Carey was terrific when helping us on our house. I am a Realtor and deal with multiple lenders. Mike was professional and kept me in the know every step.
Reply from Owner
March 27th, 2019 02:16 PM
Thanks Rich. You and Mindy were awesome!
Mike Carey was terrific when helping us on our house. Mike was professional and kept me in the know every step. We were very pleased with Acopia and would use them in the future.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage - Area Sales ManagerJan 1st, 2025 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 384158
Hobbies
- Traveling
- Golf
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.