Mike Carey
Senior Loan Officer | NMLS# 384158
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Mike and Lynn were so easy to work with and we can’t thank them enough for helping us get our “Little Slice of Heaven” home. We thought we didn’t have a chance to buy a home as soon as we did! Thank you The Home Loan Experts, we are ecstatic!...
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Mike Carey and his team are very polite and professional. They made the whole process smooth, hassle free and stress free. We would definitely recommend them to anyone! We couldn't be happier with their sevices.
Reply from Owner
April 30th, 2026 05:23 PM
Thank You for the kind words!
Great experience! My wife and I have used the Mike Carey Team twice and the professionalism I’ll have to say was the best. Would use them again and recommend them to anyone!
Tommy & Dana Mayfield
Foley, AL
I have enlisted Mike’s services multiple times and I can confidently say Mike Carey and team truly care about their customers! They guide you through every step of the process and keep the customers’ best interests in mind. They use state of...
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Reply from Owner
October 26th, 2019 01:14 AM
Thank you Rahul.
Mike and his team were great to work with. They were able to close our home refinance and condo purchase in a very timely manner. I would highly recommend them for your real estate financing needs.
Reply from Owner
October 25th, 2019 02:56 PM
Thank you Pat. You were awesome to work with!
Mike Carey has received a review with 5 star rating from Z T
Reply from Owner
October 24th, 2019 09:47 PM
Thank you, Zach. Enjoy the next 10 years!
Mike Carey has received a review with 5 star rating from Joseph L
Mike Carey has received a review with 5 star rating from Chris R
Mike Carey has received a review with 5 star rating from Brian M
Mike Carey has received a review with 5 star rating from Ryan E F
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage - Area Sales ManagerJan 1st, 2025 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 384158
Hobbies
- Traveling
- Golf
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.