Mike Carey
Senior Loan Officer | NMLS# 384158
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
We highly recommend The Mike Carey Team- Alabama Loan Experts. The refinancing of our home went very smoothly ans was handled with the utmost friendliness as well as professionalism. We are extremely pleased with The Mike Carey Team!
Mike and his team made the home buying experience easy! Mike even called on weekends to check on us and see if we needed anything during this process! I would recommend Mike and his team for anyone looking to buy a home! Thank you and your...
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Reply from The Carey Team
April 30th, 2026 05:21 PM
Thank You for the kind words!
Lynn was amazing to work with. As a title company communication between the lender and title company is so important in order to make a closing easy for everyone. Lynn was on top of everything and got everything to me in plenty of time to give...
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Reply from Owner
April 30th, 2026 05:21 PM
Thank You for the kind words!
Lynn was absolutely wonderful to work with. I would highly recommend their team.
Reply from The Carey Team
April 30th, 2026 05:21 PM
Thank You for the kind words!
Mike & his team are always there for me when I need them -- every step of the way! They made being a new home owner & going through the process of refinancing as easy as possible and I can't thank them enough! ⭐⭐⭐⭐⭐
Reply from The Carey Team
April 30th, 2026 05:21 PM
Thank You for the kind words!
Multiple loan programs, creative and they go the extra mile
Reply from The Carey Team
April 30th, 2026 05:22 PM
Thank You for the kind words!
Loan experts with great options for various lending needs.
The Mike Carey Team is awesome! They offer great loan options and truly care about their clients. I would highly recommend working with them for your next loan!
Reply from Owner
May 14th, 2020 08:00 PM
Thank you so much! It was our pleasure to help!
Mike was an absolute professional and a joy to work with during our home buying experience. He is warm and kind and shows a genuine care in his clients. Thank you for making the process smooth and enjoyable.
Reply from Owner
April 30th, 2026 05:22 PM
Thank You for the kind words!
The Best of the Best! If you are up in the air on a mortgage lender than this is the team you want! You are not going to meet anyone with more knowledge and professionalism than Mike Carey! He will treat you like family not just another client!...
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Reply from Owner
February 12th, 2020 02:03 PM
Thank you Curtis. You are like family.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage - Area Sales ManagerJan 1st, 2025 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 384158
Hobbies
- Traveling
- Golf
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.