Mike Carey
Senior Loan Officer | NMLS# 384158
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Me and my wife were first time home buyers! Mike worked with us directly and treated us more than like a number which we appreciated so much. They were also straight forward with us on everything. their app made the entire process straightforward....
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Reply from The Carey Team
November 19th, 2020 12:04 AM
Just saw this, thank you! Y’all were awesome to work with.
Crystal-clear communication, fantastic customer service with prompt replies to emails and phone calls. Very professional, and local! Couldn’t ask for much more in a home lending team
Mike helped my family out when another refi company was dragging their feet on the process. Not only did Mike and his team get us taken care of quickly, he also delivered a great rate with less closing cost. Highly recommend.
Mike and his team did an awesome job. Me and my wife closed on our amazing newly constructed home in less than 30 days. The team worked fast and hard for us to be able to enjoy our amazing home.we closed on 9/11/2020 and it will forever still...
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Reply from Owner
September 24th, 2020 11:22 AM
Thank you! It was our pleasure to serve!
Mike and his Team are what you need if you want to close on your new home. Honest, reliable and on target with the market. They made my home loan stress free all the way. You won't be disappointed with Mike on the job. Thank you Mike.
Mike worked well with the buyers & myself as the Realtor. He knew what he was doing & explained every step with the buyers, which I greatly appreciated. He is an awesome VA lender. I will definitely add Mike to my list of lender referrals....
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10 out of 10 highly recommended!
Mike Carey and team were awesome to work with. They stayed on top of everything and were very good at getting back to me on all questions I had. Would recommend them to anyone looking to finance a new home. I now have my dream home never imagined...
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Mike and Lynn were very professional, courteous and helped me through the buying process quickly. I would highly recommend this team . Thank you so much for helping me buy my property.
Reply from Patrick Anderson
August 14th, 2025 11:30 PM
Hi Sandy, I just wanted to send a brief message and say with all due respect that you are one of the most beautiful lady I've ever seen. You look smart, gorgeous and amazing. From the moment I saw your profile on my friends suggestions I knew...
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We had are ups and down with the covid stuff when I was trying to buy my house but mike and his team pulled tho and did a great job they are pretty awes to work with.
Reply from Owner
April 30th, 2026 05:21 PM
Thank You for the kind words!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage - Area Sales ManagerJan 1st, 2025 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 384158
Hobbies
- Traveling
- Golf
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.