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Guild Mortgage - Michelle Phelps
Senior Loan Officer | NMLS# 794009
I’ve been in mortgage banking now for over 30 years. I have experience with every loan type there is- jumbo loans, conventional loans, VA, FHA, USDA, CHFA loans, down payment assistance, first time home buyer programs, brokered portfolio l... Show More
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Guild Mortgage - Michelle Phelps has received a review with 5 star rating from Sherry H
Reply from Owner
November 12th, 2025 05:36 PM
thank you Sherry! thank you for choosing to work with me again!
Michelle has been a loan officer for many years and her experience has helped us with multiple purchases in Gunnison and now Lake City. She is friendly and patient!
Reply from Guild Mortgage - Michelle Phelps
November 12th, 2025 05:38 PM
many thanks! enjoy your awesome new house!
Michelle was so patient and extremely efficient throughout the entire process. She always responded very quickly to any questions, and always had the answers. The whole process was great with Guild. Thank you for helping us!
Reply from Guild Mortgage - Michelle Phelps
November 12th, 2025 05:37 PM
congratulations on your new house! it was great to work with you again!
Michelle is great
Reply from Guild Mortgage - Michelle Phelps
November 3rd, 2025 04:22 PM
congratulations on your new home!
Michelle was so easy to work with! It felt like I had a friend through this entire process . Buying a home is a huge investment and I am so glad Michelle was there to help me ! She is fantastic!!
Reply from Guild Mortgage - Michelle Phelps
October 27th, 2025 04:09 PM
I am so glad we could work together! congratulations on your new home and let me know at any time if you still have questions! I'm still here for you if you need me!
Michelle is great to work with and I had absolute confidence that she was staying on top of a job that I was completely lost in
Reply from Michelle Phelps
October 27th, 2025 04:10 PM
so glad to help some of the best people I know move back to the valley! congratulations and welcome home!
I had the sellers on this property, but everything went well with the buyers. Thank you.
Reply from Guild Mortgage - Michelle Phelps
October 20th, 2025 07:30 PM
so glad it all went smoothly! thank you all the help on your end as well.
Got the buyers lending done quickly
Reply from Michelle Phelps
November 12th, 2025 05:38 PM
thank you John. :-)
Michelle has played an integral role with numerous clients over the years! The more difficult situations where the clients who were self-employed which meant more questions, more paperwork, and overall more scrutiny when applying for a loan....
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Reply from Michelle Phelps
October 15th, 2025 07:24 PM
Thank you for sharing such a detailed account of your experiences. It's very fulfilling to hear that clients have found the loan process manageable, even in complex scenarios like self-employment. Helping clients understand each document and...
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Michelle was the best! She made time for me and answered all of my questions. I felt supported and educated throughout the entire process! Thank you!!
Reply from Guild Mortgage - Michelle Phelps
October 3rd, 2025 04:48 PM
it was so great to meet you and work with you. :-) congratulations on buying your first property! I'm still here for you if you have any questions going forward!
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About
I’ve been in mortgage banking now for over 30 years. I have experience with every loan type there is- jumbo loans, conventional loans, VA, FHA, USDA, CHFA loans, down payment assistance, first time home buyer programs, brokered portfolio loans, loans for self-employed borrowers, ITIN loan programs, condo loans, investment property financing, Deed restricted properties, seasonal access properties, larger acreage properties, and reverse loans. You can rest assured you are dealing with an industry veteran and a team who will leave no stone unturned when working with you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Addresses and Serving Areas
Primary Serving Area
Year Started
1991
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 794009
Disclaimer
I am authorized to do business in the states of Arizona and Colorado. AZ BK#0018883; AZ BKBR# 1050955; AZ LO Lic.# 1043876; NMLS ID: 794009; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.