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Michelle Macia - Branch Manager in Ocean City, MD

Michelle Macia

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Branch Manager

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At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Overall Ratings
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5 Star
98%
4 Star
1%
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Reviews from Web
  • Encompass
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    Kye S
    Salisbury, MD
    Posted on January 12th, 2025 05:51 PM
    She got things done. No wasted time. I wasted movement. Pure efficiency.
    Reply from Michelle Macia
    April 10th, 2025 03:17 PM
    I'm thrilled to hear that you had a great experience with our service. It was a pleasure working with you, and I appreciate your kind words. Thank you for choosing Coastal Lending Team!
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    Casey O
    Berlin, MD
    Posted on December 22nd, 2024 05:58 PM
    I'm a first time home buyer. So I had a lot of questions and aniexty about the whole process. But this team really made sure I was taken care of.
    Reply from Michelle Macia
    April 10th, 2025 03:17 PM
    I'm thrilled to hear that we were able to assist you as a first-time home buyer and alleviate your anxieties. It was a pleasure helping you through the process, and I'm glad our team could make it a smooth experience for you. Thank you for...
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    Luz P
    SALISBURY, MD
    Posted on November 4th, 2024 09:26 PM
    She was outstanding!
    Reply from Michelle Macia
    April 10th, 2025 03:18 PM
    I'm thrilled to hear that you had an outstanding experience, Luz. It was a pleasure assisting you! Thank you for your kind words!
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    Jeremy P
    Posted on October 31st, 2024 04:06 PM
    Michelle and her entire team are outstanding communicators who made our buying experience a great one. Hers is a team worth getting to know!
    Reply from Owner
    August 7th, 2025 04:26 PM
    Thank you for the review, Jeremy! I truly appreciate your support.
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    Jeremy P
    SALISBURY, MD
    Posted on October 31st, 2024 04:04 PM
    The consistent and thorough communication from Michelle and all her team members was greatly appreciated!
    Reply from Michelle Macia
    April 10th, 2025 03:18 PM
    I'm glad to hear that our consistent and thorough communication was appreciated. It was a pleasure working with you, and I am grateful for your kind words about my team and me.
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    Sezgin A
    Posted on October 31st, 2024 03:49 PM
    Michelle Macia has received a review with 5 star rating from Sezgin A
    Reply from Owner
    August 7th, 2025 04:27 PM
    THANK YOU FOR THE 5 STARS !!!! YOU ROCK
  • Encompass
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    Sezgin A
    Fruitland, MD
    Posted on October 31st, 2024 03:49 PM
    rapid progress of transactions
    Reply from Michelle Macia
    April 10th, 2025 03:19 PM
    I'm glad to hear that the transactions progressed rapidly for you. It was a pleasure assisting you, and I appreciate your feedback.
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    Laquinthia Q
    FRUITLAND, MD
    Posted on October 29th, 2024 03:23 PM
    Her and her team are the best. They helped me get into a home when no other lender could. I'm very thankful.
    Reply from Michelle Macia
    April 10th, 2025 03:22 PM
    I'm thrilled to hear that you had such a positive experience with our team. It was a pleasure assisting you in getting into your new home. Thank you for your kind words and trust in us.
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    Leonard R
    SELBYVILLE, DE
    Posted on October 28th, 2024 04:15 PM
    Got a fantastic rate and walked me through the entire process
    Reply from Michelle Macia
    April 10th, 2025 03:22 PM
    I'm thrilled to hear that you received a fantastic rate and that the process was seamless. It was a pleasure assisting you, Leonard. Thank you for your feedback and for choosing Coastal Lending Team!
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    Pam B
    Posted on October 22nd, 2024 08:13 PM
    Michelle and her team were extremely helpful through the entire process. She educated us on the process, presented options and answered all of our questions. We are very pleased with the service we received. Thank you!!
    Reply from Owner
    August 7th, 2025 04:27 PM
    Thank you for the 5-star review! I’m so glad Pam was happy with everything. It was a pleasure walking you through the process and making sure everything was clear and stress-free!
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    About
    At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
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    What is the Search Rank Score®?
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    Memberships
    • Coastal Association of Realtors
    Addresses and Serving Areas

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLs ID 207277
    Achievements
    • Scottsman Guide
    Hobbies
    • Camping
    • Three Kids
    • Lax Mom
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    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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