Michelle Macia

Name: Luminate Bank
Address: 6200 Coastal Hwy, Ocean City, Maryland, 21842
Telephone: +1-410-937-9800
Rating: 4.97

Branch Manager

Luminate Bank

4.97

(160)

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.

Mortgage

Mortgage Loan Officer

Contact Info

(410) 937-9800

7137737426

Ocean City, MD

https://CoastalLendingTeam.com

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4.97

(160)

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Michelle and her team were extremely helpful through the entire process. She educated us on the process, presented options and answered all of our questions. We are very pleased with the service we received. Thank you!!

Reply from Michelle Macia

April 9th, 2025 11:40 AM

Thank you so much for your kind words, Robert. I'm thrilled to hear that you found my team and I helpful throughout the process. It was our pleasure to educate you on your options and answer all your questions. Your satisfaction is our highest...

I can honestly say that this was the most seamless transaction I have ever had with a mortgage company. Michelle and her team were beyond amazing and helpful!

Reply from Michelle Macia

April 9th, 2025 11:40 AM

Hi Bryan, thank you for the glowing review! I'm thrilled to hear that you found our transaction smooth and easy. It's always our aim to be as helpful as possible in guiding our clients through the mortgage process, and I'm delighted to know...

Michelle and her team made our first time home buying experience the best. They were always super sweet to talk to and were always willing to help with whatever questions we had no matter the time of day. You can’t get any better than Churchill...

Reply from Owner

August 7th, 2025 04:28 PM

GLAD WE COULD HELP WITH YOU 1ST TIME PURCHASE

When things get tough, this is the team you need to help you get through a rough transaction! Amazing communication and service!

Reply from Owner

August 7th, 2025 04:29 PM

Thank you for working with me, Tracy! It wasn’t always easy, but we stuck together and made it happen — teamwork makes all the difference!

Michelle Macia has received a review with 5 star rating from Dominic M

Reply from Owner

August 7th, 2025 04:29 PM

Thank you Dom for the review.

Quick and easy. Great communication back and forth. Notifications on app were handy.

Reply from Michelle Macia

April 9th, 2025 11:40 AM

I'm thrilled to hear that your experience with Churchill Mortgage was quick, easy, and well-communicated. It's great to know the notifications on the app were handy for you. I strive to provide the best service for all my clients and your feedback...

The process of obtaining financing w Churchill Mortgage was overall pleasant and simply process. The staff were very friendly and helpful at all stages

Reply from Owner

August 7th, 2025 04:30 PM

Thank you so much for the great review — it means a lot! I wanted to share that I’m now with the Coastal Lending Team, and I’d love the opportunity to help you with any of your future mortgage needs. Don’t hesitate to reach out anytime!

The process was very smooth and there were little to no complications. The staff was all extremely friendly and pleasant to work with

Reply from Michelle Macia

April 9th, 2025 11:40 AM

I'm so pleased to hear that your experience with Churchill Mortgage was smooth and complication-free, Ryan. It's wonderful that you found our team friendly and pleasant to work with. Your 5-star rating is greatly appreciated and reinforces...

Michelle and her whole team were fantastic. They worked through thorny issues, and got me through the whole mortgage process in an expedited manner. I would use them again in a heartbeat.

Reply from Owner

August 7th, 2025 04:30 PM

Thank you so much for the 5-star review! I truly appreciate your support and am grateful for the opportunity to work with you.

Great communication excellent service walkthroughs very educational

Reply from Michelle Macia

April 9th, 2025 11:40 AM

I'm thrilled to hear that you found the service excellent and communication great, Nelson. Providing clear, educational walkthroughs is something I strive for in every interaction with my clients at Churchill Mortgage. I really appreciate your...