Michelle Macia

Name: Luminate Bank
Address: 6200 Coastal Hwy, Ocean City, Maryland, 21842
Telephone: +1-410-937-9800
Rating: 4.97

Branch Manager

Luminate Bank

4.97

(160)

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.

Mortgage

Mortgage Loan Officer

Contact Info

(410) 937-9800

7137737426

Ocean City, MD

https://CoastalLendingTeam.com

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4.97

(160)

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Mrs. Michelle was professional and easy to talk to. She was very informative about the different mortgage options. She even sent me a handwritten card thanking me for my time and wishing me luck in purchasing a home. I genuinely appreciated...

Reply from Owner

August 7th, 2025 02:51 PM

We truly appreciate your kind words and are thrilled to hear you had a great experience. Your support means the world to us, and we look forward to serving you again in the future!

It was a excellent experience because she was very experienced professional and took a personal interest in there clients thanks

Michelle made it very easy. She explained everything out and made it stress free.

Professionally I refer Michelle to clients frequently and have always had great feed back from them. So she was of course who I went to when it was time for me to do my own refinance. The service was great, the level of communication meant...

As a young buyer, Michelle made me feel heard and comfortable to ask as many questions as I needed. She always made herself available and gave me her undivided attention. She walked me through the process and always gave an honest opinion....

Michelle was very professional and friendly through the whole process.

Thank you for your hard work and time in helping us refinance our house. We have used your services several times and would use them again in the future if needed.

Reply from Michelle Watts-Macia

March 4th, 2021 01:39 AM

Thank you so much Jess!!!

Very smooth re-finance of our home! Michelle was responsive, knowledgeable and made the process a breeze! I highly recommend.

Reply from Michelle Watts-Macia

March 3rd, 2021 03:03 AM

Thanks Jordan Braniff!!!! Appreciate the kind words

Michelle was absolutely wonderful through out the entire home-buying process. I was so nervous to purchase my first home because everyone says it’s a nightmare, but thanks to Michelle it was smooth sailing as she kept all parties in line. 100%...

Reply from Michelle Macia- Loan Officer NMLS 2...

March 3rd, 2021 01:09 AM

Thanks for the kind words Michelle!

We loved working with Michelle, she helped us find exactly what we needed to be able to purchase our home and getting our monthly payments as low as possible. Michelle was very knowledgeable and knew how to help our family get into our dream...

Reply from Owner

May 31st, 2018 12:00 AM

Thank you for the 5-star review! Loved working with you and your beautiful family!