Michelle Macia

Name: Luminate Bank
Address: 6200 Coastal Hwy, Ocean City, Maryland, 21842
Telephone: +1-410-937-9800
Rating: 4.97

Branch Manager

Luminate Bank

4.97

(160)

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.

Mortgage

Mortgage Loan Officer

Contact Info

(410) 937-9800

7137737426

Ocean City, MD

https://CoastalLendingTeam.com

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4.97

(160)

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These girls are the best!!! Mortgage Magicians!!! Michelle has been my mortgage specialist, and has worked with many of my clients and all transactions have gone amazing!

Reply from Owner

August 7th, 2025 04:24 PM

I absolutely LOVE the review — and my new nickname, Mortgage Magician! 🪄 Thank you so much for the kind words and support. It was a pleasure working with you, and I’m always here if you need a little more mortgage magic in the future!

The process of buying a house is already stressful. When the opportunity came to buy a house right before this pass Christmas, it was even more stressful. But Michelle and her entire team held my hand the entire way through. They made this...

Reply from Owner

August 7th, 2025 04:24 PM

Thank you for the great review! I’m so happy to hear the process felt stress-free for you — that’s always my goal when helping clients buy a home. Grateful to be part of your journey!

Michelle and her team were absolutely fantastic! My husband and I purchased a second home in OCMD while out of state and Michelle and her team made the process flawless for us. They were quick to answer any questions we had, explained each...

Reply from Owner

August 7th, 2025 04:25 PM

Thank you for the great review! Michelle is always ready for your mortgage needs — and I truly appreciate the opportunity to help!

Michelle was there every step of the way to answer any questions that I had. She helped make the process as smooth as possible.

Reply from Michelle Macia

April 2nd, 2025 07:13 PM

Thank you Chris for the wonderful review! We so enjoyed working with you!

I'm very satisfied with Michelle and everyone on her team the way they work together is amazing. Everything was done quick and the process was very clear step by step. Also Stephen is an amazing Realtor.Thank you so much for your hard work...

Reply from Michelle Macia

April 9th, 2025 05:41 PM

Thank you Jose for your kind words! It was exciting to work with you and make your homeownership goal come true!

Michelle was wonderful. Sh ew was with me every step of the process - very attentive, responsive and knowledgeable.

Reply from Michelle Macia

April 10th, 2025 03:15 PM

I'm thrilled to hear that you had such a positive experience. It was a pleasure assisting you every step of the way. Thank you for your kind words and for choosing Coastal Lending Team.

Michelle makes the lending process seamless and stress-free. Her communication is outstanding—she responds quickly, ensuring that every question is answered and every detail is handled with care. With extensive industry knowledge and a commitment...

Reply from Michelle Macia

April 10th, 2025 03:16 PM

I'm thrilled to hear that your lending experience was seamless and stress-free. It was a pleasure working with you and ensuring that all your questions were addressed with care. Your kind words about my dedication and communication mean a lot...

Excellent communication from Michelle and her team. Kept me inform each step of the transaction.

Reply from Michelle Macia

April 10th, 2025 03:16 PM

I'm thrilled to hear that our communication met your expectations. Keeping you informed throughout the transaction was our priority, and I'm glad we could assist you effectively. Thank you for your kind words and the positive feedback.

I had no idea what I was doing buying a house, but Michelle made it so easy for me. Even with me working nights, she was always available to help with any questions I had.

Reply from Michelle Macia

April 10th, 2025 03:17 PM

I'm thrilled to hear that I could make your home-buying process easier, Hannah. It was my pleasure to assist you, especially accommodating your schedule. Thank you for your kind words and trust in the Coastal Lending Team!

Friendly, prompt, helpful, and professional service makes for a great experience . Michelle was awesome to work with.

Reply from Michelle Macia

April 10th, 2025 03:17 PM

I'm thrilled to hear that you had a great experience with our service. It was a pleasure working with you, and I appreciate your kind words. Thank you for choosing Coastal Lending Team!