Michelle Macia

Name: Luminate Bank
Address: 6200 Coastal Hwy, Ocean City, Maryland, 21842
Telephone: +1-410-937-9800
Rating: 4.97

Branch Manager

Luminate Bank

4.97

(160)

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.

Mortgage

Mortgage Loan Officer

Contact Info

(410) 937-9800

7137737426

Ocean City, MD

https://CoastalLendingTeam.com

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4.97

(160)

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5 Star

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Was so wonderful and helpful

Reply from Owner

August 28th, 2025 04:52 PM

Congratulations on your new home! 🎉🏡Thank you so much for trusting Coastal Lending with your mortgage—It was a pleasure to be part of your journey.If you need anything at all as you get settled (escrow questions, tax info, next steps), I’m...

This was out 5th home purchase and Michelle and her team made this purchase the least stressful of any previous mortgage we ever had. And it was BY FAR easier. THANK YOU and your TEAM, you all are FANTASTIC!

Reply from Owner

August 20th, 2025 03:50 PM

"Fred, thank you for such an outstanding review! Your feedback means the world to me. I’m so glad I could make the process smooth for you, and I look forward to helping you (or your friends and family) anytime in the future!"

Very professional. Made the process so much easier then expected. Answered our question with honesty and in a timely manner. Overall they were awesome and we highly recommend Michelle and her team!!

Very helpful and friendly. Made the experience seem easy

Reply from Owner

August 7th, 2025 04:17 PM

Thank you for the great review and positive vibes! I’m so glad the process was stress-free, painless, and pleasant for you — that’s always the goal!

Michelle Macia has received a review with 5 star rating from Drunkfest17

Reply from Owner

August 7th, 2025 04:17 PM

Thank you for the 5 stars !!!

I’ve had the pleasure of working with Michelle, on a couple of transactions, and she has been absolutely amazing. She went above and beyond to ensure everything went smoothly—not just for me, but for our clients as well. Her communication,...

Reply from Owner

August 7th, 2025 04:18 PM

Thank you for the great review and positive vibes! I’m so glad the process was stress-free, painless, and pleasant for you. I pride myself on my dedication and strong communication throughout the process — and it means so much to hear that...

Michelle watts-Macia and her team especially Jennifer Healy were flat out awesome! My wife were struggling to figure out the lending the process on what would be our second home and these ladies got us straight! This process is hardly ever...

Reply from Owner

August 7th, 2025 04:18 PM

Thank you so much for the 5-star review and for recommending Coastal Lending! Your support means the world to us, and we’re so grateful for the opportunity to be part of your journey.

Truly, the easiest loan process I have been through in buying a home. Michelle and her team were great at communicating each step during the transaction. The loan was approved quickly and without any issues at closing! I highly recommend Michelle...

Reply from Owner

August 7th, 2025 04:19 PM

Thank you so much to the Kayne family for the fantastic review! It was an absolute pleasure helping you with both the land and home purchase. Wishing you all the best as you settle into this exciting new chapter!

We cut ties with another local mortgage company to do business with Coastal Lending. I CANNOT begin to tell you the night and day difference between the two companies. The communication and transparency are outstanding. Our team was incredibly...

Reply from Owner

August 7th, 2025 04:21 PM

Thank you for the fantastic review! I’m so glad you were happy with the service and that I could be quick to answer your questions along the way. – Michelle, Coastal Lending

Five stars all around XLGAMES LLC Omer Bayer

Reply from Owner

August 7th, 2025 04:22 PM

Thank you so much for the 5-star review and for coming back to work with me again! It truly means the world to have your continued trust and support. I’m always here if you need anything in the future!