Michelle Macia

Name: Luminate Bank
Address: 6200 Coastal Hwy, Ocean City, Maryland, 21842
Telephone: +1-410-937-9800
Rating: 4.97

Branch Manager

Luminate Bank

4.97

(160)

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.

Mortgage

Mortgage Loan Officer

Contact Info

(410) 937-9800

7137737426

Ocean City, MD

https://CoastalLendingTeam.com

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4.97

(160)

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Easy to communicate with and get advice from. Always got back to me when I had questions in a quick and timely manner.

Reply from Michelle Macia

April 9th, 2025 11:40 AM

I'm extremely grateful for your kind words, Madison. It was a pleasure to assist you, and I'm glad I could provide timely responses to your questions. At Churchill Mortgage Corporation, we strive to make communication as seamless as possible,...

Michelle is so nice and professional to work with. She responds and provides information and updates very quickly. She made our experience seamless!

Reply from Michelle Macia

April 9th, 2025 11:40 AM

Thank you so much for your kind words, Bernard. I'm delighted to hear that you had such a positive experience with Churchill Mortgage Corporation. It was a pleasure to work with you and provide the quick and professional service you deserve....

I was in great hands with Michelle when buying my recent property! She was always available to answer my questions, explaining everythnig thoroughly. Michelle provided a friendly relationship manner during the entire loan process, making it...

Reply from Owner

August 7th, 2025 03:13 PM

Hi Kathryn,Thank you so much for the great review! It was truly a pleasure handling your mortgage, and I’m so glad I got to be a part of your journey. I’ll definitely keep in touch—please don’t hesitate to reach out if you ever need anything...

Michelle is very knowledgeable and also very helpful. She made sure I understood everything.

Reply from Michelle Macia

April 9th, 2025 11:40 AM

I'm thrilled to hear that you had a positive experience, Katiana. Ensuring you fully understand each step of the process is always my top priority. Thank you for taking the time to leave a review and for the high rating! Please don't hesitate...

Getting a mortgage through Churchill Mortgage with the help of Michelle Watts-Macia went incredibly smoothly. I appreciate all the assistance and timely follow-ups. I highly recommend Churchill Mortgage.

Reply from Owner

August 7th, 2025 03:09 PM

Thank you so much for the great review — it means a lot! I wanted to share that I’m now with the Coastal Lending Team, and I’d love the opportunity to help you with any of your future mortgage needs. Don’t hesitate to reach out anytime!

My husband and I had a great experience working with Mrs. Watts-Macia because she was pleasant to work with. She treated us with respect. She had an abundance of patience. She explained information to us in a way that we understood. She answered...

Reply from Michelle Macia

April 9th, 2025 11:40 AM

Thank you so much, Martina, for your kind words and the stellar rating. It was truly a pleasure assisting you and your husband with your mortgage needs. I'm delighted to hear that your experience was positive and that you felt respected and...

Michelle Macia has received a review with 5 star rating from Emily D

Reply from Owner

August 7th, 2025 03:08 PM

Thank you so much for the 5-star review! I truly appreciate your support and am grateful for the opportunity to work with you.

Michelle was awesome at explaining the mortgage procedure and my options. She kept me in the loop every step of the way, and responded quickly to every question and email I sent to her. Thank you, Michelle, for helping to make my dream of a...

Reply from Owner

August 7th, 2025 03:07 PM

Hi Karen,Thank you so much for the great review — it means a lot! I wanted to share that I’m now with the Coastal Lending Team, and I’d love the opportunity to help you with any of your future mortgage needs. Don’t hesitate to reach out anytime!...

Reply from Michelle Macia

April 9th, 2025 11:40 AM

I am absolutely delighted to hear about your positive experience, Karen. It was a genuine pleasure guiding you through the mortgage process and making sure you understood all of your options. Keeping you informed and promptly responding to...